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		<loc>https://www.hsacoalition.org/web-briefing/if-king-wins-some-states-contemplate-a-contract-with-the-federal-exchange/</loc>
		<lastmod>2015-06-14T12:11:42+00:00</lastmod>
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		<loc>https://www.hsacoalition.org/web-briefing/the-supreme-court-would-help-democrats-by-killing-obamacare/</loc>
		<lastmod>2015-06-14T12:14:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-here-come-the-premium-spikes/</loc>
		<lastmod>2015-06-14T12:15:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/six-things-you-need-to-know-now-about-obamacares-cadillac-tax/</loc>
		<lastmod>2015-06-14T12:17:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/moore-the-fantasy-that-obamacare-is-working/</loc>
		<lastmod>2015-06-14T12:20:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/politico-a-state-fix-if-court-hits-obamacare/</loc>
		<lastmod>2015-06-17T16:08:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/government-cant-explain-3b-in-obamacare-payments-to-insurers/</loc>
		<lastmod>2015-06-17T16:47:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-bills-may-soar-by-3300-if-court-kills-subsidies/</loc>
		<lastmod>2015-06-17T16:54:56+00:00</lastmod>
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	<url>
		<loc>https://www.hsacoalition.org/issue-analysis/cnbc-on-the-president-expecting-a-bad-decision-from-the-supremes-on-king/</loc>
		<lastmod>2015-06-17T16:56:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/senate-gop-floats-2-year-obamacare-fix/</loc>
		<lastmod>2015-06-18T12:56:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cnn-how-the-supreme-court-could-send-obamacare-into-a-death-spiral/</loc>
		<lastmod>2015-06-18T12:57:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/new-obamacare-plan-emerges-in-house/</loc>
		<lastmod>2015-06-18T12:58:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/doctors-are-partisan-on-obamacare-just-like-everybody-else/</loc>
		<lastmod>2015-06-18T13:00:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-track-record-just-got-worse/</loc>
		<lastmod>2015-06-19T13:47:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-oligopoly-wave-bigger-insurance-bigger-medicine-and-a-health-consolidation-frenzy/</loc>
		<lastmod>2015-06-20T14:21:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cbo-obamacare-repeal-would-boost-u-s-deficit-amd-growth/</loc>
		<lastmod>2015-06-20T14:26:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-health-insurers-brace-for-supreme-court-ruling/</loc>
		<lastmod>2015-06-22T13:34:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/however-the-supreme-court-rules-obamacare-is-in-deep-financial-trouble/</loc>
		<lastmod>2015-06-22T13:58:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/la-times-californias-obamacare-exchange-to-collect-insurance-data-on-patients/</loc>
		<lastmod>2015-06-22T14:01:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/mit-economist-jonathan-gruber-had-bigger-role-in-health-law-emails-show/</loc>
		<lastmod>2015-06-22T14:04:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/baltimore-sun-last-week-three-states-demonstrated-how-to-fix-the-affordable-care-act-should-the-supreme-court-rule-adversely-against-a-key-provision/</loc>
		<lastmod>2015-06-22T14:05:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/what-if-ben-carson-went-deep-into-obama-territory-and-no-one-noticed/</loc>
		<lastmod>2015-06-22T14:06:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/supreme-court-rules-6-3-to-save-obamacare-tax-subsidies/</loc>
		<lastmod>2015-06-25T16:54:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/supreme-court-upholds-obamacare-subsidies/</loc>
		<lastmod>2015-06-25T16:55:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/text-of-the-supreme-court-king-v-burwell-decision/</loc>
		<lastmod>2015-06-25T16:56:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/mother-jones-the-eight-best-lines-from-the-king-v-burwell-decision/</loc>
		<lastmod>2015-06-26T18:33:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/republicans-plot-strategy-to-repeal-obamacare-using-reconciliation/</loc>
		<lastmod>2015-06-26T18:34:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/irony-aside-dont-let-healthcare-costs-derail-your-retirement-plans/</loc>
		<lastmod>2015-06-26T18:44:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/justice-john-robertss-obamacare-decision-is-an-orwellian-mess/</loc>
		<lastmod>2015-06-26T18:46:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/npr-5-challenges-still-facing-obamacare/</loc>
		<lastmod>2015-06-26T18:48:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/issue-analysis/baccalaureate-pico-iyer-speech-2015/</loc>
		<lastmod>2015-06-26T19:22:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/politico-even-after-court-victory-still-no-easy-road-for-obamacare/</loc>
		<lastmod>2015-06-27T12:17:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/npr-takeaways-from-the-supreme-courts-obamacare-opinion/</loc>
		<lastmod>2015-06-27T12:21:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/undo-obamacare-dream-on/</loc>
		<lastmod>2015-06-28T11:03:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/jeb-bush-ready-to-go-nuclear-over-obamacare/</loc>
		<lastmod>2015-06-28T11:06:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/morning-plum-gop-wont-give-up-fight-against-obamacare/</loc>
		<lastmod>2015-06-28T11:07:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/think-obamacare-is-bad-scotuscare-is-worse/</loc>
		<lastmod>2015-06-28T11:09:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/huffpo-obamacare-reconciliation/</loc>
		<lastmod>2015-06-29T13:25:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/newsweek-obamacares-next-five-challenges/</loc>
		<lastmod>2015-06-29T13:28:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/politics-shift-on-obamacare/</loc>
		<lastmod>2015-06-29T13:29:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/atlas-repairing-the-obamacare-wreckage-premiums-are-skyrocketing-and-choices-are-shrinking/</loc>
		<lastmod>2015-06-29T13:30:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/ryan-obamacare-will-collapse-under-its-own-weight/</loc>
		<lastmod>2015-06-29T13:32:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-true-costs-are-finally-coming-to-light/</loc>
		<lastmod>2015-06-29T13:34:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/graham-blasts-huckabee-over-obamacare-charge-i-dont-think-he-knows-what-hes-talking-about/</loc>
		<lastmod>2015-07-04T11:34:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/supreme-court-should-live-under-obamacare-like-the-rest-of-america/</loc>
		<lastmod>2015-07-04T11:35:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/mcconnell-obamacare-to-blame-for-health-care-consolidation/</loc>
		<lastmod>2015-07-04T11:37:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-travesty-irs-fines-employers-for-reimbursing-workers/</loc>
		<lastmod>2015-07-04T11:39:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-health-insurers-seek-big-rate-increases-for-2016/</loc>
		<lastmod>2015-07-04T11:47:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/motley-fool-3-experts-discuss-3-enormous-hurdles-that-could-still-squash-obamacare/</loc>
		<lastmod>2015-07-06T12:20:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/la-times-s-f-officials-worry-about-how-obamacare-could-affect-vulnerable-residents/</loc>
		<lastmod>2015-07-06T11:22:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/insurance-premium-rate-increase-requests-spark-new-front-in-obamacare-war/</loc>
		<lastmod>2015-07-06T11:26:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/for-many-obamacare-is-becoming-the-unaffordable-care-act/</loc>
		<lastmod>2015-07-06T11:29:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/washington-d-cs-obamacare-exchange-is-losing-a-top-insurer-in-2016/</loc>
		<lastmod>2015-07-13T12:04:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/pipes-the-supreme-court-has-made-obamacare-the-defining-issue-of-2016/</loc>
		<lastmod>2015-07-13T12:06:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/chait-the-obamacare-resistance-regroups/</loc>
		<lastmod>2015-07-13T12:09:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-reform-34-fewer-doctors-double-digit-premium-hikes/</loc>
		<lastmod>2015-07-18T14:30:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wsj-obamacare-sticker-shock-will-get-worse-in-years-to-come-too/</loc>
		<lastmod>2015-07-18T14:33:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/odd-way-hundreds-of-homeless-signed-up-for-obamacare/</loc>
		<lastmod>2015-07-18T14:35:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/paying-more-and-buying-less-the-story-of-obamacare/</loc>
		<lastmod>2015-07-18T14:38:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/editorial-an-even-bigger-obamacare-bill-coming/</loc>
		<lastmod>2015-07-20T15:11:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-plans-much-worse-than-predecessors/</loc>
		<lastmod>2015-07-20T15:13:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/mcconnell-adds-obamacare-repeal-to-highway-bill-drama/</loc>
		<lastmod>2015-07-24T15:47:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wapo-mike-lee-goes-for-nuclear-option-to-repeal-obamacare/</loc>
		<lastmod>2015-07-25T13:25:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-blamed-for-insurer-mega-mergers/</loc>
		<lastmod>2015-07-25T13:26:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/modern-healthcare-co-op-challenges-intensify-as-louisiana-health-plan-says-its-closing/</loc>
		<lastmod>2015-07-28T15:14:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/senates-obamacare-repeal-effort-falls-short/</loc>
		<lastmod>2015-07-28T15:20:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/californias-obamacare-rate-hike-is-more-than-meets-the-eye/</loc>
		<lastmod>2015-07-28T15:42:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/senators-mcconnell-and-lee-issue-joint-statement-stating-reconciliation-will-be-used-to-repeal-obamacare/</loc>
		<lastmod>2015-07-29T13:55:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/issue-analysis/obamas-best-speech-of-his-entire-presidency/</loc>
		<lastmod>2015-07-29T14:05:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/issue-analysis/congress-passes-law-and-president-obama-signs-it-to-give-veterans-access-to-health-savings-accounts/</loc>
		<lastmod>2015-08-02T22:42:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/as-obamacare-takes-hold-unpaid-hospital-bills-vanish/</loc>
		<lastmod>2015-08-02T22:46:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/pipes-hsas-bend-cost-curve-down/</loc>
		<lastmod>2015-08-07T17:16:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/mcconnell-obamacare-repeal-likely-to-be-included-in-fast-track-budget-process/</loc>
		<lastmod>2015-08-08T17:34:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/world-socialist-website-obamacare-enrollees-highly-dissatisfied-with-health-coverage/</loc>
		<lastmod>2015-08-08T17:37:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/issue-analysis/people-are-awesome-guinness-world-records-video-edition/</loc>
		<lastmod>2015-08-08T19:20:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/uaw-detroit-auto-companies-grapple-with-rising-health-care-costs/</loc>
		<lastmod>2015-08-10T17:21:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/turner-health-insurers-across-the-country-are-seeking-premium-increases-of-20-to-40-or-more/</loc>
		<lastmod>2015-08-12T14:28:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/as-obamacares-cadillac-tax-looms-employers-raise-deductibles/</loc>
		<lastmod>2015-08-12T14:30:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-big-dig-whistleblowers-expose-massachusetts-aca-exchange-doj-issues-subpoenas/</loc>
		<lastmod>2015-08-12T16:03:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/madow-obamacare-opponents-fall-on-hard-times/</loc>
		<lastmod>2015-08-14T15:01:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/dont-forget-obamacare/</loc>
		<lastmod>2015-08-14T15:02:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/ask-ben-carson-obamacare/</loc>
		<lastmod>2015-08-14T16:03:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nprs-active-and-accident-prone-reporter-discusses-the-hsa-user-learning-curve/</loc>
		<lastmod>2015-08-14T17:59:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/what-happens-if-you-use-your-health-savings-account-debit-card-for-take-out/</loc>
		<lastmod>2015-08-14T17:52:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/scott-walker-gets-out-front-with-obamacare-replacement-plan/</loc>
		<lastmod>2015-08-18T13:45:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-waiver-gives-states-opening-for-huge-reforms-but-will-they-take-it/</loc>
		<lastmod>2015-08-18T13:47:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/scott-walkers-health-plan-expands-hsas/</loc>
		<lastmod>2015-08-20T08:16:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/rubios-health-care-plan-health-savings-accounts-should-be-encouraged-and-expanded/</loc>
		<lastmod>2015-08-20T08:18:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/techscience-death-spiral-cometh-insurers-with-large-obamacare-insureds-ask-for-almost-25-rate-hike/</loc>
		<lastmod>2015-08-20T08:18:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-care-heaven-a-bill-from-rep-mike-kelly-is-non-partisan-non-ideological-and-would-make-the-world-a-better-place/</loc>
		<lastmod>2015-08-21T14:16:45+00:00</lastmod>
		<image:image>
			<image:loc>https://www.hsacoalition.org/wp-content/uploads/2015/08/mikeallen.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/house-republicans-believe-they-can-amend-obamacare-this-fall/</loc>
		<lastmod>2015-08-24T15:24:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/how-many-employers-could-be-affected-by-the-cadillac-plan-tax/</loc>
		<lastmod>2015-08-26T14:34:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/millions-in-the-red-a-nevada-obamacare-insurer-has-failed/</loc>
		<lastmod>2015-08-27T12:03:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/blue-cross-of-nm-pulls-out-of-the-obamacare-exchange/</loc>
		<lastmod>2015-08-27T12:57:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/luntz-tried-to-find-out-why-trump-supporters-back-him-after-luntz-was-left-shaking/</loc>
		<lastmod>2015-08-27T12:59:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/source-fbi-a-team-leading-serious-clinton-server-probe-focusing-on-defense-info/</loc>
		<lastmod>2015-08-29T14:15:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/on-health-care-walker-and-rubio-offer-obamacare-lite/</loc>
		<lastmod>2015-08-29T14:16:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/under-obamacare-does-everyone-drive-a-cadillac/</loc>
		<lastmod>2015-08-30T11:39:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/detroit-news-editorial-obamacare-savings-may-be-short-lived/</loc>
		<lastmod>2015-08-30T11:41:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/three-big-changes-are-coming-to-obamacare-in-2016/</loc>
		<lastmod>2015-08-30T19:02:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/two-essential-tools-for-repairing-the-obamacare-damage/</loc>
		<lastmod>2015-09-03T13:26:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-cadillac-tax-will-cost-workers-their-flexible-spending-accounts/</loc>
		<lastmod>2015-09-03T13:28:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/6-reasons-credit-unions-avoid-hsas-and-why-they-shouldnt/</loc>
		<lastmod>2015-09-06T11:39:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/clear-health-costs-insurers-payments-vary-more-than-hospital-charges/</loc>
		<lastmod>2015-09-06T11:42:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/hsas-could-cover-gym-dues-if-az-reps-bill-passes/</loc>
		<lastmod>2015-09-09T17:27:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-speaker-scores-early-win-in-gops-obamacare-lawsuit/</loc>
		<lastmod>2015-09-09T23:16:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/hillarys-emails-and-what-a-senior-intelligence-officials-said/</loc>
		<lastmod>2015-09-10T01:57:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/heres-the-potential-fallout-if-this-new-obamacare-lawsuit-succeeds/</loc>
		<lastmod>2015-09-11T13:55:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/a-win-for-congress-and-a-setback-for-obamacare/</loc>
		<lastmod>2015-09-11T13:57:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-health-savings-accounts-growing-especially-among-the-better-paid/</loc>
		<lastmod>2015-09-11T20:13:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/motley-fool-if-you-thought-obamacares-problems-are-in-the-rearview-mirror-think-again/</loc>
		<lastmod>2015-09-13T23:48:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/judge-allows-fixed-indemnity-insurance-plans-to-pay-a-fixed-rate-for-certain-injuries-and-illnesses/</loc>
		<lastmod>2015-09-13T23:54:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/trump-at-30-dr-hsas-for-everyone-at-birth-is-at-17-jeb-bush-at-8/</loc>
		<lastmod>2015-09-14T11:44:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-state-exchanges-losing-enrollees/</loc>
		<lastmod>2015-09-15T11:31:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/iowa-scraps-waiver-for-obamacare-medicaid-expansion/</loc>
		<lastmod>2015-09-15T11:37:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-pumping-more-than-2b-into-hoosier-health-insurers/</loc>
		<lastmod>2015-09-15T11:38:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/three-fourths-of-ohio-obamacare-enrollees-are-on-medicaid/</loc>
		<lastmod>2015-09-16T13:02:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cbo-nixing-obamacare-mandate-would-reduce-deficit-by-300b/</loc>
		<lastmod>2015-09-16T13:22:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/appeals-court-strikes-down-obamacare-contraception-mandate/</loc>
		<lastmod>2015-09-18T12:59:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/dr-arnon-krongrad-on-cost-and-quality-in-health-care-procedures-audio/</loc>
		<lastmod>2015-09-18T13:07:30+00:00</lastmod>
		<image:image>
			<image:loc>https://www.hsacoalition.org/wp-content/uploads/2015/09/Screen-Shot-2015-09-18-at-8.44.04-AM.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/issue-analysis/obamacare-has-now-been-mia-in-two-debates/</loc>
		<lastmod>2015-09-18T13:10:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/issue-analysis/census-bureau-confirms-how-badly-obamacare-is-underperforming/</loc>
		<lastmod>2015-09-18T13:10:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/donor-eric-anton-after-walker-drops-out-it-feels-like-somebody-just-ran-over-my-puppy/</loc>
		<lastmod>2015-09-22T14:56:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-care-providers-insurers-supersize/</loc>
		<lastmod>2015-09-22T14:57:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/national-review-dont-kill-the-cadillac-tax-yet/</loc>
		<lastmod>2015-09-22T16:32:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/u-s-house-committee-passes-rep-lynn-jenkins-bill-reforming-the-affordable-care-act/</loc>
		<lastmod>2015-09-22T16:42:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/politico-how-the-gop-could-use-obamacare-to-gut-obamacare/</loc>
		<lastmod>2015-09-23T12:25:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/study-obamacare-has-made-americans-more-conservative-about-health-care/</loc>
		<lastmod>2015-09-23T12:26:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/hhs-vows-push-to-enroll-more-uninsured-in-obamacare-this-fall/</loc>
		<lastmod>2015-09-23T12:30:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-sign-ups-swell-to-17-6-million/</loc>
		<lastmod>2015-09-23T12:31:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/pope-visits-u-s-nuns-involved-in-obamacare-contraception-lawsuit/</loc>
		<lastmod>2015-09-24T15:20:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nix-obamacare-not-on-my-watch-says-clinton/</loc>
		<lastmod>2015-09-24T15:22:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cadillac-tax-may-mean-deductibles-on-some-uaw-members/</loc>
		<lastmod>2015-09-24T15:24:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/price-transparency-needed-for-medical-services/</loc>
		<lastmod>2015-09-25T16:23:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/california-launches-price-transparency-tool-but-lacks-provider-specific-data/</loc>
		<lastmod>2015-09-25T16:24:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/4-retirement-questions-job-seekers-should-ask/</loc>
		<lastmod>2015-09-25T16:26:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/are-obamacare-plans-affordable/</loc>
		<lastmod>2015-09-25T16:27:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/fed-auditors-obamacare-data-repository-had-security-flaws/</loc>
		<lastmod>2015-09-25T16:28:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/senate-democrats-introduce-legislation-to-repeal-obamacare-cadillac-tax/</loc>
		<lastmod>2015-09-25T16:29:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/hillary-and-nine-senate-dems-call-for-repeal-of-obamacares-cadillac-plan-tax/</loc>
		<lastmod>2015-09-25T16:31:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/this-is-how-to-make-the-most-of-your-health-benefits/</loc>
		<lastmod>2015-09-26T01:43:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/jeb-bush-to-soon-release-obamacare-alternative/</loc>
		<lastmod>2015-09-28T15:05:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/donald-trump-talks-taxes-obamacare-and-his-honorable-personality-on-60-minutes/</loc>
		<lastmod>2015-09-28T15:07:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/what-next-years-attack-on-obamacare-will-look-like/</loc>
		<lastmod>2015-09-29T14:35:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/largest-obamacare-healthcare-co-op-to-close/</loc>
		<lastmod>2015-09-29T14:39:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/federal-and-state-regulators-to-shut-down-health-republic-insurance-of-new-york-obamacares-largest-co-op/</loc>
		<lastmod>2015-09-29T14:43:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/will-your-state-see-a-40-rise-in-obamacare-premiums-in-16/</loc>
		<lastmod>2015-09-29T14:51:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/republicans-advance-strategy-to-get-around-senate-democrats-to-dismantle-obamacare/</loc>
		<lastmod>2015-09-30T16:10:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/house-committee-passes-reconciliation-bill-to-dismantle-obamacare/</loc>
		<lastmod>2015-09-30T16:13:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/gop-full-throttle-on-obamacare-repeal/</loc>
		<lastmod>2015-09-30T16:18:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/lane-the-democratic-threat-to-obamacare-wapo/</loc>
		<lastmod>2015-10-01T15:55:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/what-should-healthcare-price-transparency-look-like/</loc>
		<lastmod>2015-10-01T16:00:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/gov-scott-r-fl-talks-hospital-pricing-and-price-gouging/</loc>
		<lastmod>2015-10-01T16:09:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/beniversal-hsa/</loc>
		<lastmod>2015-10-01T16:11:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/healthequity-unveils-new-online-tool-to-help-consumers-save-on-health-care/</loc>
		<lastmod>2015-10-01T16:17:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/tn-union-votes-unanimously-for-contract-that-has-hsas-for-members/</loc>
		<lastmod>2015-10-01T16:24:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/a-litmus-test-for-the-next-house-speaker/</loc>
		<lastmod>2015-10-01T17:27:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/101-economists-sign-letter-defending-obamacares-cadillac-tax/</loc>
		<lastmod>2015-10-02T15:25:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/two-substantive-sides-to-debate-over-obamacares-cadillac-tax/</loc>
		<lastmod>2015-10-02T15:27:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-cadillac-tax-who-wants-it-and-who-wont-pay/</loc>
		<lastmod>2015-10-02T15:30:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/democrats-begin-the-long-tortuous-retreat-from-obamacare/</loc>
		<lastmod>2015-10-02T15:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/clinton-runs-on-obamacare-benefits-not-costs/</loc>
		<lastmod>2015-10-02T15:36:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/issue-analysis/daylight-filming-of-a-rectangle-ufo-in-el-paso-tx/</loc>
		<lastmod>2015-10-02T16:22:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-care-prices-vary-wildly-what-can-you-do/</loc>
		<lastmod>2015-10-05T17:14:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wellmark-to-sell-policies-on-obamacare-exchange-for-2017/</loc>
		<lastmod>2015-10-05T17:19:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/will-you-receive-an-obamacare-premium-subsidy-how-the-obamacare-subsidies-are-calculated/</loc>
		<lastmod>2015-10-05T17:22:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wapo-op-ed-a-dangerous-obamacare-lawsuit/</loc>
		<lastmod>2015-10-05T17:26:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/ending-obamacares-insurer-bailout-is-paying-dividends/</loc>
		<lastmod>2015-10-06T15:08:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/how-health-savings-accounts-work-with-medicare/</loc>
		<lastmod>2015-10-06T18:43:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/new-ninth-edition-of-the-complete-hsa-guidebook-from-healthequity-founder-and-vice-chairman-unlocks-keys-to-winning-with-a-health-savings-account/</loc>
		<lastmod>2015-10-06T18:52:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-cadillac-tax-shows-why-obamacare-was-never-built-to-last/</loc>
		<lastmod>2015-10-06T18:57:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-the-decline-of-big-soda/</loc>
		<lastmod>2015-10-06T21:18:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/out-of-pocket-drug-costs-twice-as-high-for-obamacare-insureds/</loc>
		<lastmod>2015-10-06T21:25:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obama-signs-14th-bill-making-changes-to-obamacare/</loc>
		<lastmod>2015-10-08T12:27:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cadillac-tax-repeal-threatened-by-fight-over-how-to-fill-90-billion-budget-hole/</loc>
		<lastmod>2015-10-08T12:28:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/study-almost-half-of-obamacare-plans-lack-out-of-network-coverage/</loc>
		<lastmod>2015-10-08T12:34:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-wild-price-variation-for-womens-health-services/</loc>
		<lastmod>2015-10-08T13:12:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-tax-smart-way-to-use-health-savings-accounts/</loc>
		<lastmod>2015-10-08T19:09:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/unhappy-with-your-companys-health-savings-account-move-it/</loc>
		<lastmod>2015-10-08T19:10:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-repeal-zips-to-house-floor/</loc>
		<lastmod>2015-10-09T16:08:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/many-obamacare-dropouts-in-california-picked-up-employer-coverage-state-says/</loc>
		<lastmod>2015-10-09T16:13:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wapo-financial-health-shaky-at-many-obamacare-insurance-co-ops/</loc>
		<lastmod>2015-10-09T16:15:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/study-obamacare-cadillac-tax-forcing-employers-to-cut-benefits-90-percent-taking-action-to-avoid-penalty/</loc>
		<lastmod>2015-10-09T16:18:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-shocker-will-be-deductibles/</loc>
		<lastmod>2015-10-11T15:23:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/400000-citizens-to-lose-health-insurance-again-because-of-obamacare-co-op-failures/</loc>
		<lastmod>2015-10-11T15:45:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/insurers-lose-2-5-billion-on-obamacare-plans-risk-corridor-data-shows/</loc>
		<lastmod>2015-10-13T13:45:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/study-finds-obamacare-employer-mandate-has-no-impact-when-it-is-not-in-effect/</loc>
		<lastmod>2015-10-13T14:12:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/bush-offers-plan-to-repeal-replace-federal-health-care-law/</loc>
		<lastmod>2015-10-13T14:32:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/refundable-tax-credits-or-large-health-savings-accounts-lets-do-both/</loc>
		<lastmod>2015-10-13T14:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/half-of-americas-remaining-uninsured-are-eligible-for-health-coverage/</loc>
		<lastmod>2015-10-13T15:21:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/jeb-bushs-health-care-plan-would-repeal-obamacare/</loc>
		<lastmod>2015-10-14T09:50:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-bear-market-the-co-ops-collapse-and-enrollment-falls-as-people-stop-paying/</loc>
		<lastmod>2015-10-14T09:52:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/what-democrats-said-about-obamacare-during-the-debate-not-much/</loc>
		<lastmod>2015-10-14T09:54:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/price-transparency-and-workforce-issues-dominate-health-care-forum/</loc>
		<lastmod>2015-10-17T10:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wapo-two-more-obamacare-health-insurance-plans-collapse/</loc>
		<lastmod>2015-10-17T10:08:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/is-a-genuine-market-in-health-insurance-even-possible/</loc>
		<lastmod>2015-10-17T10:09:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/bigger-bite-for-health-law-penalty-on-uninsured/</loc>
		<lastmod>2015-10-19T14:07:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/feds-hide-secret-list-of-11-obamacare-insurers-on-the-verge-of-collapse/</loc>
		<lastmod>2015-10-19T14:13:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/are-high-deductibles-a-good-thing-or-a-bad-thing/</loc>
		<lastmod>2015-10-19T14:18:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/betsy-mccaughey-obamacare-is-entering-its-dreaded-death-spiral/</loc>
		<lastmod>2015-10-20T14:39:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-rise-of-private-exchanges-what-one-bank-did-to-lower-its-health-care-costs/</loc>
		<lastmod>2015-10-20T15:06:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-liberals-decry-stopping-risk-corridor-payments-as-reason-obamacare-co-ops-failing-or-in-trouble/</loc>
		<lastmod>2015-10-20T15:15:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/washington-post-you-could-lose-hundreds-of-dollars-a-year-by-ignoring-these-employee-benefits/</loc>
		<lastmod>2015-10-22T16:23:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-law-vulnerable-to-errors-in-coverage-federal-investigators-find/</loc>
		<lastmod>2015-10-22T16:24:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/high-deductible-plans-are-expected-to-keep-eating-away-at-dominance-of-ppos/</loc>
		<lastmod>2015-10-23T13:44:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wharton-study-demonstrates-why-obamacare-exchang/</loc>
		<lastmod>2015-10-23T14:18:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/conservative-revolt-jeopardizes-obamacare-repeal-bill/</loc>
		<lastmod>2015-10-24T11:26:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/house-passes-obamacare-repeal-that-could-be-in-trouble-in-the-senate/</loc>
		<lastmod>2015-10-24T11:28:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/romney-without-romneycare-no-obamacare/</loc>
		<lastmod>2015-10-24T11:29:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/2016-obamacare-prices-to-be-revealed-soon-via-window-shopping/</loc>
		<lastmod>2015-10-24T11:31:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/texas-louisiana-and-kansas-sues-federal-government-over-affordable-care-act-tax/</loc>
		<lastmod>2015-10-26T13:19:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/trump-backs-carson-on-hsas-for-medicaid-and-medicare/</loc>
		<lastmod>2015-10-26T13:46:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/vanity-fair-why-donald-trump-really-could-be-elected-president/</loc>
		<lastmod>2015-10-26T13:41:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wsj-the-rise-of-a-free-entitlement-that-its-beneficiaries-cant-afford-or-dont-want/</loc>
		<lastmod>2015-10-26T13:39:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/issue-analysis/laszewski-obamacare-is-35-off-the-mark-on-achieving-a-risk-pool-with-a-good-spread/</loc>
		<lastmod>2015-10-26T13:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/thousands-who-didnt-file-tax-returns-may-lose-health-care-subsidies/</loc>
		<lastmod>2015-10-26T13:42:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/issue-analysis/meet-the-press-transcript-with-dr-ben-carson-on-hsas-for-medicaid-and-medicare/</loc>
		<lastmod>2015-10-27T15:29:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-colorado-plan-to-replace-obamacare-with-a-statewide-single-payer-plan/</loc>
		<lastmod>2015-10-27T15:31:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/examining-plummeting-obamacare-enrollment-projections-part-ii/</loc>
		<lastmod>2015-10-27T16:39:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/donald-trump-changes-views-on-medicare-its-actually-a-program-thats-worked/</loc>
		<lastmod>2015-10-27T16:57:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/politifact-examining-ben-carsons-proposal-for-health-savings-accounts/</loc>
		<lastmod>2015-10-27T16:59:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/how-to-use-your-health-savings-account/</loc>
		<lastmod>2015-10-27T17:01:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/ben-carsons-quiet-health-care-revelation/</loc>
		<lastmod>2015-10-28T16:44:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/beware-of-high-deductible-plans-on-obamacare-exchanges-they-could-make-you-sick/</loc>
		<lastmod>2015-10-28T16:46:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wh-confirms-steep-2016-obamacare-premium-hikes/</loc>
		<lastmod>2015-10-28T16:48:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-speakership-in-photos/</loc>
		<lastmod>2015-10-29T10:37:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/sanders-proposes-nixing-marijuana-from-federal-list-of-dangerous-drugs/</loc>
		<lastmod>2015-10-29T10:38:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/jeb-bush-backs-hsas-in-medicare/</loc>
		<lastmod>2015-10-29T10:40:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-we-mapped-the-uninsured-youll-notice-a-pattern/</loc>
		<lastmod>2015-10-31T13:13:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/pbs-newshour-why-nearly-half-of-the-obamacare-co-ops-have-folded/</loc>
		<lastmod>2015-10-31T13:16:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/did-new-yorks-obamacare-co-op-deliberately-mislead-regulators/</loc>
		<lastmod>2015-10-31T13:19:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/little-sisters-of-the-poor-wait-for-supreme-court-on-obamacare/</loc>
		<lastmod>2015-10-31T13:21:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-healthcare-gov-prices-jump/</loc>
		<lastmod>2015-10-31T14:05:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-tough-road-ahead/</loc>
		<lastmod>2015-10-31T20:46:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-day-before-open-enrollment-state-and-federal-regulators-shut-down-arizona-obamacare-co-op/</loc>
		<lastmod>2015-11-01T12:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-gives-mississippi-the-blues-rates-leap-60/</loc>
		<lastmod>2015-11-01T12:55:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/utah-shuts-down-arches-the-states-obamacare-nonprofit-insurance-co-op/</loc>
		<lastmod>2015-11-01T12:59:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/bloomberg-your-health-plan-will-now-self-destruct-ten-obamacare-health-insurance-co-ops-have-canceled-folded/</loc>
		<lastmod>2015-11-01T13:01:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/issue-analysis/utah-co-op-collapse-blamed-on-lack-of-risk-corridor-payments/</loc>
		<lastmod>2015-11-01T13:02:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/colorados-obamacare-co-op-closes-down/</loc>
		<lastmod>2015-11-01T13:06:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/south-carolinas-obamacare-co-op-fails-shuts-down/</loc>
		<lastmod>2015-11-01T13:10:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/death-dont-fear-the-reaper/</loc>
		<lastmod>2015-11-01T19:13:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cbs-news-in-year-3-many-hit-with-obamacare-sticker-shock/</loc>
		<lastmod>2015-11-02T14:10:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/how-to-make-sense-of-tax-free-financial-accounts-for-your-health-benefits/</loc>
		<lastmod>2015-11-02T14:44:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-slow-motion-implosion-of-obamacare-i-see-firsthand-in-my-company-why-not-enough-people-are-signing-up-and-premiums-are-rising/</loc>
		<lastmod>2015-11-02T16:02:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/2014-health-insurance-enrollment-increase-due-almost-entirely-to-medicaid-expansion/</loc>
		<lastmod>2015-11-02T16:41:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/battle-over-cadillac-tax-heats-up/</loc>
		<lastmod>2015-11-02T17:05:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-death-spiral-stage-one-denial/</loc>
		<lastmod>2015-11-03T13:15:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/sen-hatch-probes-obamacare-co-ops-given-2-4-billion-half-close/</loc>
		<lastmod>2015-11-03T13:13:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/sen-barrasso-wy-who-is-the-no-4-senate-republican-says-obamacare-could-collapse-this-year/</loc>
		<lastmod>2015-11-03T13:13:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/ocr-obamacare-is-open-season-for-fraud/</loc>
		<lastmod>2015-11-03T13:16:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/death-spiral-symptom-obamacare-premiums-rise-three-times-higher-than-feds-claim/</loc>
		<lastmod>2015-11-03T17:59:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/americans-are-zeroing-in-on-a-loophole-that-can-be-used-to-save-more-for-retirement/</loc>
		<lastmod>2015-11-03T18:10:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/kentucky-elects-new-governor-who-declares-war-on-obamacare/</loc>
		<lastmod>2015-11-04T16:28:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/tnr-kentucky-just-set-the-stage-for-the-next-obamacare-war/</loc>
		<lastmod>2015-11-04T16:29:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/la-times-california-fines-top-health-insurers-for-overstating-obamacare-networks/</loc>
		<lastmod>2015-11-04T16:32:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/goodman-obamacare-premium-hikes-much-higher-than-weve-been-told/</loc>
		<lastmod>2015-11-04T16:34:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-is-dead-it-doesnt-work-because-it-couldnt-work/</loc>
		<lastmod>2015-11-04T17:12:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/collapsing-obamacare-co-ops-signal-big-trouble-to-come/</loc>
		<lastmod>2015-11-05T16:19:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-obamacare-albatross-the-entitlement-that-keeps-on-giving-to-republicans/</loc>
		<lastmod>2015-11-05T16:20:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/mcardle-cost-of-cheapest-obamacare-plans-soaring/</loc>
		<lastmod>2015-11-05T16:22:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/rubios-biggest-applause-line-the-call-to-repeal-and-replace-obamacare/</loc>
		<lastmod>2015-11-05T16:25:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/ap-credited-obamacare-when-arizona-co-ops-news-was-good-buried-it-when-it-failed/</loc>
		<lastmod>2015-11-06T12:05:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/npr-confusion-and-high-costs-still-hamper-obamacare-enrollment/</loc>
		<lastmod>2015-11-07T13:48:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-obamacare-not-as-egalitarian-as-it-appears/</loc>
		<lastmod>2015-11-07T13:49:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/humana-will-yank-obamacare-plans-serving-100000-patients/</loc>
		<lastmod>2015-11-07T13:51:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-health-savings-accounts-and-medicare/</loc>
		<lastmod>2015-11-07T18:39:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-is-imploding-and-republicans-are-unprepared/</loc>
		<lastmod>2015-11-13T14:59:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/vermont-regulator-who-killed-vermont-obamacare-co-op-has-no-regrets/</loc>
		<lastmod>2015-11-13T15:04:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-repeal-faces-new-obstacles-on-beconciliation/</loc>
		<lastmod>2015-11-13T15:13:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/reconciliation-vote-on-planned-parenthood-could-kill-passage-of-cadillac-tax-repeal-in-senate/</loc>
		<lastmod>2015-11-13T15:19:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/republicans-divided-over-how-far-to-go-with-obamacare-repeal/</loc>
		<lastmod>2015-11-13T15:22:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/senate-rules-entangle-bid-to-repeal-health-care-law/</loc>
		<lastmod>2015-11-14T14:07:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-repeal-teeters-in-senate/</loc>
		<lastmod>2015-11-17T15:36:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-enrollees-are-reeling-from-high-deductibles/</loc>
		<lastmod>2015-11-17T15:38:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-many-say-high-deductibles-make-their-health-law-insurance-all-but-useless/</loc>
		<lastmod>2015-11-17T15:41:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/denver-post-coloradans-spending-on-health-care-quadruples-in-two-decades/</loc>
		<lastmod>2015-11-17T15:47:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/republican-senate-policy-committee-obamacares-higher-deductibles/</loc>
		<lastmod>2015-11-17T22:18:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/ocr-obamacare-at-5-is-sick-and-getting-worse/</loc>
		<lastmod>2015-11-18T17:20:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/mcardle-deductibles-are-the-price-you-pay-for-obamacare/</loc>
		<lastmod>2015-11-18T17:21:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/highest-spike-in-obamacare-prices-are-in-dallas-texas/</loc>
		<lastmod>2015-11-18T17:23:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-widespread-plan-cancellations-make-renewal-of-obamacare-plans-impossible/</loc>
		<lastmod>2015-11-18T17:46:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/a-major-insurer-may-leave-obamacare/</loc>
		<lastmod>2015-11-20T03:04:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/york-obamacare-death-spiral-a-gift-to-2016-gop-candidates/</loc>
		<lastmod>2015-11-20T03:12:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/unitedhealth-may-quit-obamacare-in-blow-to-health-law/</loc>
		<lastmod>2015-11-20T03:15:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/big-bad-day-for-obamacare-as-unitedhealth-considers-exit/</loc>
		<lastmod>2015-11-20T03:28:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/even-americas-largest-insurer-cant-make-obamacare-profitable/</loc>
		<lastmod>2015-11-20T14:51:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/a-downgraded-obamacare-baseline/</loc>
		<lastmod>2015-11-20T15:02:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/fsa-vs-hsa-how-to-make-the-best-choice-during-open-enrollment/</loc>
		<lastmod>2015-11-20T16:32:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/laszewski-mr-president-we-need-answers-on-obamacare/</loc>
		<lastmod>2015-11-21T14:38:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/issue-analysis/laszewski-unitedhealthcare-is-the-tip-of-the-iceberg-video/</loc>
		<lastmod>2015-11-21T14:58:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/dalmia-the-quiet-unraveling-of-obamacare/</loc>
		<lastmod>2015-11-23T17:00:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wsj-unitedhealths-obamacare-reckoning/</loc>
		<lastmod>2015-11-23T17:01:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/ny-post-editorial-board-obamacares-imploding-even-without-repeal/</loc>
		<lastmod>2015-11-23T17:03:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/mccaughey-a-new-taxpayer-bailout-to-cover-up-obamacares-failure/</loc>
		<lastmod>2015-11-23T23:13:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/looks-like-obamacare-cannot-be-fixed/</loc>
		<lastmod>2015-11-25T14:00:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/rubio-budget-win-is-dealing-heavy-blow-to-obamacare/</loc>
		<lastmod>2015-11-25T14:02:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-to-blame-for-soaring-drug-costs-aei/</loc>
		<lastmod>2015-11-25T14:04:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/as-health-accounts-grow-so-does-healthequity/</loc>
		<lastmod>2015-11-25T16:10:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-choose-to-be-grateful-it-will-make-you-happier/</loc>
		<lastmod>2015-11-26T12:22:30+00:00</lastmod>
		<image:image>
			<image:loc>https://www.hsacoalition.org/wp-content/uploads/2015/11/thanksgiving.jpeg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/did-marco-rubio-kill-obamacare/</loc>
		<lastmod>2015-11-26T19:27:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/did-rubio-deal-a-mortal-blow-to-obamacare/</loc>
		<lastmod>2015-11-26T19:25:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/marco-rubio-didnt-kill-obamacare-but-heres-how-he-undermined-it/</loc>
		<lastmod>2015-11-26T19:21:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/marco-rubio-has-killed-obamacare/</loc>
		<lastmod>2015-11-26T19:29:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wapo-rubios-winning-edge-might-not-be-foreign-policy/</loc>
		<lastmod>2015-11-26T18:55:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cbo-report-feds-cant-sustain-medicare-spending/</loc>
		<lastmod>2015-11-27T13:10:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/is-uk-style-cancer-drug-rationing-coming-to-america-soon/</loc>
		<lastmod>2015-11-29T18:57:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-instability-of-obamacare-concerns-policy-makers/</loc>
		<lastmod>2015-11-29T19:30:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/fate-of-obamacare-co-ops-uncertain-after-half-collapse/</loc>
		<lastmod>2015-11-29T19:20:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/prepare-to-be-blindsided-in-2016-the-only-thing-we-can-predict-in-politics-is-that-well-be-surprised/</loc>
		<lastmod>2015-11-29T19:21:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/josh-earnest-says-obamacare-working-better-than-anyone-predicted/</loc>
		<lastmod>2015-11-29T19:27:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/huffpo-new-accounting-rule-a-bailout-for-co-ops-debt-instantly-becomes-an-asset/</loc>
		<lastmod>2015-11-30T13:39:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cannon-obamacare-encourages-people-to-hasten-its-demise/</loc>
		<lastmod>2015-12-01T13:42:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/half-of-insurers-on-indiana-obamacare-market-are-losing-money/</loc>
		<lastmod>2015-12-01T13:51:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-insurance-companies-quitting-obamacare-exchanges-financial-spots/</loc>
		<lastmod>2015-12-01T13:52:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/c4l-signs-letter-opposing-health-insurance-company-bailout/</loc>
		<lastmod>2015-12-01T20:16:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-bailouts-prove-that-the-law-is-flawed-and-lousy/</loc>
		<lastmod>2015-12-03T12:24:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-is-still-a-liability-for-democrats/</loc>
		<lastmod>2015-12-03T12:29:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/saved-us-money-rubio-wins-conservative-cred-for-obamacare-change/</loc>
		<lastmod>2015-12-03T12:33:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-downward-spiral-of-obamacare/</loc>
		<lastmod>2015-12-07T14:16:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/its-normal-for-lenovo-toshiba-and-dell-to-ship-products-with-known-vulnerabilities-already-installed/</loc>
		<lastmod>2015-12-07T14:19:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/a-clear-path-for-repealing-and-replacing-obamacare-is-coming-into-view/</loc>
		<lastmod>2015-12-07T14:33:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/critics-even-sky-high-obamacare-fines-wont-get-people-to-sign-up/</loc>
		<lastmod>2015-12-07T14:35:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/senator-hatch-obamacare-is-failing-and-my-repeal-bill-will-fix-it/</loc>
		<lastmod>2015-12-07T14:38:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/roy-obamacare-reduced-the-uninsured-by-2-percent/</loc>
		<lastmod>2015-12-07T20:24:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/congress-must-stop-the-flow-of-corporate-welfare-to-insurers/</loc>
		<lastmod>2015-12-08T17:21:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/insurance-news-obamacare-will-cost-2m-jobs-over-next-decade-group-tells-congress/</loc>
		<lastmod>2015-12-08T17:24:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-is-repealing-itself-but-republicans-need-to-do-more/</loc>
		<lastmod>2015-12-08T17:28:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/delay-of-obamacares-cadillac-tax-goes-down-to-the-wire/</loc>
		<lastmod>2015-12-08T17:31:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/feds-seek-money-back-from-states-with-failed-obamacare-exchanges/</loc>
		<lastmod>2015-12-08T17:46:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/protect-taxpayers-from-obamacare-bailout/</loc>
		<lastmod>2015-12-08T21:22:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/huffpo-the-biggest-blow-to-obamacare-yet-could-come-from-democrats/</loc>
		<lastmod>2015-12-09T11:14:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/bloomberg-obamacare-penalties-will-cost-more-than-health-coverage-for-millions/</loc>
		<lastmod>2015-12-09T11:18:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/senator-marco-rubio-quietly-undermines-affordable-care-act/</loc>
		<lastmod>2015-12-09T15:50:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/insurance-news-unitedhealthcare-to-stop-paying-agents-for-selling-aca-health-plans/</loc>
		<lastmod>2015-12-09T16:18:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/an-arcane-sounding-provision-about-risk-corridors-limits-the-damage-of-obamacare/</loc>
		<lastmod>2015-12-09T16:19:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/house-oversight-begins-on-failed-state-exchanges-that-are-still-charging-user-fees/</loc>
		<lastmod>2015-12-09T20:27:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wapo-ben-carsons-plan-to-reform-medicare-and-repeal-obamacare/</loc>
		<lastmod>2015-12-10T14:20:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/time-ben-carson-releases-plan-to-reform-medicare-repeal-obamacare/</loc>
		<lastmod>2015-12-10T14:23:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-on-track-for-sign-up-goal/</loc>
		<lastmod>2015-12-10T14:25:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-sign-ups-near-3m-as-key-deadline-looms/</loc>
		<lastmod>2015-12-10T14:26:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-looms-large-in-shutdown-fight/</loc>
		<lastmod>2015-12-10T14:27:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-officials-downplay-insurer-losses/</loc>
		<lastmod>2015-12-10T14:28:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wapo-the-quiet-victory-that-marco-rubio-cant-stop-talking-about/</loc>
		<lastmod>2015-12-10T17:43:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/morrissey-obamacare-is-now-on-life-support/</loc>
		<lastmod>2015-12-11T04:03:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/ny-post-editorial-board-marco-rubio-has-already-cut-obamacares-throat/</loc>
		<lastmod>2015-12-11T15:14:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/little-known-rubio-move-threatens-obamacare/</loc>
		<lastmod>2015-12-11T15:16:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/rubios-provision-to-kill-obamacare-risk-corridors-stirs-debate/</loc>
		<lastmod>2015-12-11T15:18:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/vox-many-more-insures-lost-money-than-made-money-in-2014-on-obamacare-plans/</loc>
		<lastmod>2015-12-14T15:48:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/congress-eyes-a-one-year-suspension-of-tax-on-insurers/</loc>
		<lastmod>2015-12-14T15:54:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/hsas-a-free-market-approach-to-health-care/</loc>
		<lastmod>2015-12-14T16:20:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/how-marco-rubio-is-quietly-killing-obamaare/</loc>
		<lastmod>2015-12-15T11:15:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/vox-why-obamacare-premiums-are-rising-in-2016/</loc>
		<lastmod>2015-12-15T15:03:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/spending-bill-includes-rubio-ban-on-obamacare-bailout/</loc>
		<lastmod>2015-12-16T17:19:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-biggest-threat-yet-to-obamacare-could-soon-be-carried-out-by-democrats/</loc>
		<lastmod>2015-12-16T17:22:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/dems-want-the-cadillac-tax-on-ice/</loc>
		<lastmod>2015-12-16T17:23:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/affordable-care-act-update-cadillac-tax-delayed-two-years/</loc>
		<lastmod>2015-12-16T17:26:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/are-democrats-crippling-obamacare/</loc>
		<lastmod>2015-12-30T21:43:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-doctor-search-leads-man-on-wild-goose-chase/</loc>
		<lastmod>2015-12-30T21:44:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-insurers-try-to-sweeten-plans-with-free-doctor-visits-which-disqualifies-hsas/</loc>
		<lastmod>2015-12-31T16:16:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-legacy-u-s-now-leads-world-in-health-care-spending/</loc>
		<lastmod>2015-12-31T16:17:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-obamacare-wolf-scratching-at-your-door/</loc>
		<lastmod>2015-12-31T16:19:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/under-obamacare-medi-cal-ballooned-to-cover-1-in-3-californians/</loc>
		<lastmod>2015-12-31T16:20:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/des-moines-register-obamacares-future-is-bleak-in-iowa/</loc>
		<lastmod>2016-01-01T13:07:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/badger-taxpayers-stuck-with-huge-tab-for-big-insurers-obamacare-losses/</loc>
		<lastmod>2016-01-01T13:10:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/insidious-high-deductibles/</loc>
		<lastmod>2016-01-03T18:48:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/issue-analysis/congress-set-for-first-time-to-vote-pass-bill-to-replace-obamacare-not-just-repeal/</loc>
		<lastmod>2016-01-03T19:02:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/gop-promises-house-vote-to-repeal-obamacare-defund-planned-parenthood/</loc>
		<lastmod>2016-01-03T19:04:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/las-vegas-review-journal-obamacare-beyond-repair-should-be-repealed/</loc>
		<lastmod>2016-01-03T19:07:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/four-obamacare-worries-for-2016-as-more-seek-coverage/</loc>
		<lastmod>2016-01-03T19:07:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-many-see-i-r-s-penalties-as-more-affordable-than-insurance/</loc>
		<lastmod>2016-01-04T10:29:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-failed-co-ops-add-ammunition-to-g-o-p-war-on-health-law/</loc>
		<lastmod>2016-01-04T10:39:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/gdp-health-services-growing-faster-than-personal-consumption-expenditures/</loc>
		<lastmod>2016-01-04T11:45:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/patients-are-becoming-price-sensitive-but-only-because-obamacare-destroyed-their-insurance/</loc>
		<lastmod>2016-01-04T11:49:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/bill-gutting-obamacare-would-save-half-trillion-over-a-decade-cbo-finds/</loc>
		<lastmod>2016-01-05T15:17:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/yes-obamacare-is-in-dire-need-of-fixing-heres-a-guide-to-the-best-options/</loc>
		<lastmod>2016-01-05T15:20:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cbo-obamacare-repeal-bill-would-reduce-deficits-by-half-a-trillion-dollars-over-10-years/</loc>
		<lastmod>2016-01-05T15:23:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/house-poised-to-pass-obamacare-repeal-that-will-go-to-the-president/</loc>
		<lastmod>2016-01-06T16:28:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/why-obamacare-is-on-the-road-to-repeal/</loc>
		<lastmod>2016-01-06T16:30:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/how-to-kick-off-your-health-care-resolutions-the-right-way/</loc>
		<lastmod>2016-01-08T16:50:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/steps-to-lowering-debt-and-saving-more-money-for-your-retirement/</loc>
		<lastmod>2016-01-08T16:51:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/congress-12-billion-giveaway-to-health-insurers/</loc>
		<lastmod>2016-01-08T16:56:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/white-house-scoffs-at-obamacare-repeal-vote/</loc>
		<lastmod>2016-01-08T16:58:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/hhs-ig-government-sends-obamacare-payments-without-verification/</loc>
		<lastmod>2016-01-08T17:01:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/emails-show-feds-specifically-targeted-faith-groups-under-obamacare-mandate/</loc>
		<lastmod>2016-01-10T17:30:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/taxpayers-stuck-with-obamacare-losses/</loc>
		<lastmod>2016-01-10T17:31:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-troubled-6th-birthday-affordability-still-a-worry/</loc>
		<lastmod>2016-01-10T17:33:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obama-vetoes-obamacare-repeal-bill/</loc>
		<lastmod>2016-01-10T17:33:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/despite-obamacare-unpaid-hospital-bills-rise/</loc>
		<lastmod>2016-01-11T17:27:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/pipes-four-ways-out-of-obamacare/</loc>
		<lastmod>2016-01-11T17:29:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-at-age-6-its-prognosis-is-unclear-hospital-chief-says/</loc>
		<lastmod>2016-01-11T17:35:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-1200-pay-cut/</loc>
		<lastmod>2016-01-13T11:54:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/chelsea-clinton-sanders-wants-to-scrap-obamacare/</loc>
		<lastmod>2016-01-13T11:56:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/kentucky-begins-dismantling-obamacare-exchange/</loc>
		<lastmod>2016-01-13T11:57:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/understanding-health-savings-accounts/</loc>
		<lastmod>2016-01-14T17:44:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-penalty-fee-increasing-sharply-in-2016/</loc>
		<lastmod>2016-01-14T17:45:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/did-obamacare-reduce-un-insurance-in-2015-or-not/</loc>
		<lastmod>2016-01-16T13:03:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/hillary-clintons-promise-to-save-obamacare-is-laughable/</loc>
		<lastmod>2016-01-16T13:05:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/find-out-how-much-obamacare-rates-increased-in-your-state/</loc>
		<lastmod>2016-01-16T13:07:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/humana-latest-insurer-to-have-big-problems-under-obamacare/</loc>
		<lastmod>2016-01-16T13:09:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/united-loses-more-than-700-million-on-obamacare-business-last-year/</loc>
		<lastmod>2016-01-19T17:01:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/feds-tighten-when-people-can-enroll-in-obamacare-plans/</loc>
		<lastmod>2016-01-20T15:24:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/mother-jones-supreme-court-to-obamacare-haters-give-it-up/</loc>
		<lastmod>2016-01-20T15:26:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/trouble-paying-medical-bills-obamacare-insured-worse-off-than-uninsured/</loc>
		<lastmod>2016-01-20T15:29:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/should-you-get-an-obamacare-conscience-tax-exemption/</loc>
		<lastmod>2016-01-20T15:32:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/president-obamas-legacy-of-red-ink/</loc>
		<lastmod>2016-01-25T14:48:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/pipes-obamacare-enrollment-has-tapped-out/</loc>
		<lastmod>2016-01-25T14:51:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/house-passes-bill-to-gut-obamacare/</loc>
		<lastmod>2016-01-25T14:56:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-joins-pile-of-unfunded-liabilities/</loc>
		<lastmod>2016-01-25T14:59:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/white-house-taps-lyft-for-obamacare-outreach/</loc>
		<lastmod>2016-01-29T15:31:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/poll-uninsured-sit-on-the-sidelines-as-obamacare-sign-up-season-ends/</loc>
		<lastmod>2016-01-29T15:43:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-enrollment-deadline-looms/</loc>
		<lastmod>2016-01-29T15:44:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/aetna-ceo-serious-concerns-about-obamacare/</loc>
		<lastmod>2016-02-01T17:44:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cruz-gets-hit-with-pants-on-fire-fact-check-rating-for-obamacare-comments-on-fox-news/</loc>
		<lastmod>2016-02-01T17:47:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/text-of-senator-hatch-rep-paulsen-hsa-bill/</loc>
		<lastmod>2016-02-05T16:29:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/hatch-paulsen-aim-to-supercharge-healthcare-savings-accounts/</loc>
		<lastmod>2016-02-05T16:31:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/sen-hatch-intros-bill-to-expand-supplements-and-meal-replacements-as-a-tax-free-expenditures-under-an-hsa/</loc>
		<lastmod>2016-02-05T16:36:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/mcardle-obamacares-cadillac-tax-will-not-survive/</loc>
		<lastmod>2016-02-06T11:52:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/aetna-warns-that-obamacare-looks-unsustainable/</loc>
		<lastmod>2016-02-06T11:53:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/top-hillary-clinton-advisers-and-fundraisers-lobbied-against-obamacare/</loc>
		<lastmod>2016-02-08T17:03:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-right-way-to-replace-obamacares-subsidy/</loc>
		<lastmod>2016-02-08T17:05:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/insurer-obamacare-losses-reach-billions-of-dollars-after-two-years/</loc>
		<lastmod>2016-02-08T17:08:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/farm-contractors-balk-at-obamacare-requirements/</loc>
		<lastmod>2016-02-09T17:01:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/secrecy-shrouds-obamacare-co-op-investigation/</loc>
		<lastmod>2016-02-09T17:03:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/a-healthy-debate-was-obamacare-designed-to-fail/</loc>
		<lastmod>2016-02-09T17:06:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/umb-reaches-nearly-820000-health-savings-accounts/</loc>
		<lastmod>2016-02-10T19:00:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/japsen-humana-may-withdraw-from-obamacare-exchanges/</loc>
		<lastmod>2016-02-11T20:15:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-humana-considering-withdrawing-from-health-care-marketplace/</loc>
		<lastmod>2016-02-11T20:17:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/should-you-invest-your-health-savings-account/</loc>
		<lastmod>2016-02-11T20:37:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/healthequitys-hqy-hsa-aum-metrics-improve-in-fy16/</loc>
		<lastmod>2016-02-11T20:39:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/umb-sees-its-hsa-account-business-balloon/</loc>
		<lastmod>2016-02-11T20:41:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/irs-chief-blame-rotten-customer-service-and-data-hacks-on-obamacare/</loc>
		<lastmod>2016-02-11T23:46:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/mississippi-bill-would-block-obamacare-implementation-and-enforcement/</loc>
		<lastmod>2016-02-13T13:56:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/top-republican-we-have-failed-to-deliver-obamacare-alternative/</loc>
		<lastmod>2016-02-14T12:35:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/clinton-says-sanders-medicare-for-all-would-thwart-obamacare/</loc>
		<lastmod>2016-02-14T12:37:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/gop-eyes-obamacare-replacement-by-summer/</loc>
		<lastmod>2016-02-14T12:39:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/massive-fraud-likely-in-obamacare-exchange-subsidies/</loc>
		<lastmod>2016-03-01T15:00:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/this-is-the-fate-of-obamacare-under-the-next-president/</loc>
		<lastmod>2016-03-01T15:02:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/in-texas-uneven-expansion-of-obamacare-sows-frustration/</loc>
		<lastmod>2016-03-01T15:04:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/morningstar-health-savings-accounts-spend-or-invest/</loc>
		<lastmod>2016-03-01T15:06:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/poll-only-15-percent-say-they-have-benefited-from-obamacare/</loc>
		<lastmod>2016-03-01T15:08:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/official-8-of-11-remaining-obamacare-co-ops-on-the-brink/</loc>
		<lastmod>2016-03-01T15:09:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/kevin-mckechnie-talks-health-savings-accounts-on-fox-business-news/</loc>
		<lastmod>2016-03-01T15:18:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/in-tennessee-gop-turnout-crossed-the-800000-vote-mark-leapfrogging-the-previous-record-by-nearly-50-percent/</loc>
		<lastmod>2016-03-02T12:37:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/networked-medical-devices-pose-huge-risks-to-patient-safety/</loc>
		<lastmod>2016-03-02T12:40:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-now-has-blue-cross-singing-the-blues/</loc>
		<lastmod>2016-03-02T13:04:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/state-debuts-expanded-nh-health-cost-price-transparency-site/</loc>
		<lastmod>2016-03-04T01:49:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/lets-take-the-mystery-out-of-medical-costs/</loc>
		<lastmod>2016-03-05T16:34:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/florida-house-passes-free-market-health-care-options/</loc>
		<lastmod>2016-03-05T16:35:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-best-health-savings-accounts-for-spending-or-saving/</loc>
		<lastmod>2016-03-05T16:37:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/lammed-by-obamacare/</loc>
		<lastmod>2016-03-09T15:04:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-fines-double-for-many-uninsured-at-tax-time/</loc>
		<lastmod>2016-03-09T15:12:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/hr-block-customers-paying-twice-as-much-to-satisfy-obamacare-penalty/</loc>
		<lastmod>2016-03-09T15:13:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-costs-are-unaffordable/</loc>
		<lastmod>2016-03-10T01:00:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/failed-obamacare-co-ops-have-not-repaid-1-2b-in-federal-loans-docs-say/</loc>
		<lastmod>2016-03-10T14:26:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-tests-the-limits-of-our-systems-ability-to-provide-care/</loc>
		<lastmod>2016-03-10T14:27:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/rubio-draws-more-blood-on-obamacare/</loc>
		<lastmod>2016-03-10T14:30:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/crs-report-on-risk-corridor-aka-insurer-bailout-fund/</loc>
		<lastmod>2016-03-10T14:49:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/republicans-obamacare-payments-break-the-law/</loc>
		<lastmod>2016-03-12T13:18:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/republican-lawmakers-slam-diversion-of-obamacare-funds-from-treasury/</loc>
		<lastmod>2016-03-12T13:19:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-cadillac-tax-will-hit-chevy-class-families-hardest-study-finds/</loc>
		<lastmod>2016-03-17T13:19:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/25-dumped-their-obamacare-plans-last-year-white-house-admits/</loc>
		<lastmod>2016-03-17T13:21:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/a-court-case-that-could-hurt-obamacares-health/</loc>
		<lastmod>2016-03-17T13:24:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-insurers-could-get-billions-from-controversial-government-fund/</loc>
		<lastmod>2016-03-17T13:25:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-intersection-of-bankruptcy-and-health-savings-accounts-are-hsa-accounts-exempt-from-bankruptcy-estate/</loc>
		<lastmod>2016-03-17T17:00:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/a-5-billion-obamacare-windfall-for-insurers/</loc>
		<lastmod>2016-03-17T17:03:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/ready-for-obamacare-reporting-for-your-employees/</loc>
		<lastmod>2016-03-21T15:40:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/pipes-obamacares-sixth-birthday-provides-no-reason-to-celebrate/</loc>
		<lastmod>2016-03-21T15:42:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/hsas-and-hras-which-is-faring-better-in-the-health-plan-market-new-survey-breaks-out-the-data/</loc>
		<lastmod>2016-03-21T16:06:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/mental-health-why-millennials-are-the-anxious-generation/</loc>
		<lastmod>2016-03-21T16:15:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-vs-little-sisters-of-the-poor/</loc>
		<lastmod>2016-03-21T17:03:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/in-the-governments-new-war-on-opiates-physicians-and-their-patients-find-themselves-caught-in-the-crossfire/</loc>
		<lastmod>2016-03-24T01:03:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/doctible-launches-project-to-promote-price-transparency-in-healthcare/</loc>
		<lastmod>2016-03-24T01:04:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cruz-tweet-on-obamacares-sixth-birthday/</loc>
		<lastmod>2016-03-24T01:07:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/hsa-enrollment-up-employer-contributions-down/</loc>
		<lastmod>2016-03-24T17:48:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-healthcare-gov-logged-316-cybersecurity-incidents-gao-says-its-still-vulnerable-to-hackers/</loc>
		<lastmod>2016-03-24T17:53:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-insurance-premiums-rising-faster-than-wages/</loc>
		<lastmod>2016-03-24T21:07:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/employers-to-drop-millions-from-health-care-plans-as-obamacare-premiums-spike-cbo-projects/</loc>
		<lastmod>2016-03-25T15:27:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cbo-cuts-obamacare-enrollment-projection/</loc>
		<lastmod>2016-03-25T15:28:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/video-we-gotta-fix-obamacares-crushing-costs-says-chelsea-clinton/</loc>
		<lastmod>2016-03-25T15:30:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/after-obamacare/</loc>
		<lastmod>2016-03-25T15:31:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-health-savings-accounts-are-unloved-but-worthwhile/</loc>
		<lastmod>2016-03-25T16:21:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/chelsea-clinton-decries-obamacares-crushing-costs/</loc>
		<lastmod>2016-03-28T14:55:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/full-measure-obamacare-cadillac-tax/</loc>
		<lastmod>2016-03-28T14:58:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-at-six-a-legacy-of-deception/</loc>
		<lastmod>2016-03-28T15:14:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cbos-post-obamacare-insured-population-projection-off-by-24-million-people/</loc>
		<lastmod>2016-03-29T11:20:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/why-80-of-obamacare-plans-are-ineligible-for-the-hsa-tax-break/</loc>
		<lastmod>2016-03-29T15:39:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/katie-moussouris-in-the-nyt-hackers-can-be-helpers/</loc>
		<lastmod>2016-03-30T15:08:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-6-an-expensive-mess/</loc>
		<lastmod>2016-03-30T15:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/huffpo-obamacare-enrollees-are-sick-and-theyre-getting-a-lot-of-health-care/</loc>
		<lastmod>2016-03-30T15:12:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/25-percent-of-obamacare-sign-ups-drop-off-after-the-beginning-of-the-year/</loc>
		<lastmod>2016-04-04T16:09:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-newest-policyholders-under-health-law-are-sicker-and-costlier-to-insurers/</loc>
		<lastmod>2016-04-04T16:14:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/4-facts-that-prove-obamacare-isnt-aging-well/</loc>
		<lastmod>2016-04-04T16:15:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/medicaid-not-big-enough-obama-administration-proposes-100-billion-more-spending/</loc>
		<lastmod>2016-04-04T16:37:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/blue-cross-blue-shield-confirms-obamacare-death-spiral-aka-the-super-sick-swarm/</loc>
		<lastmod>2016-04-05T15:27:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/highmark-lost-half-its-pennsylvania-obamacare-members-this-year/</loc>
		<lastmod>2016-04-05T15:28:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/why-is-obamacare-regulating-health-savings-accounts-out-of-existence/</loc>
		<lastmod>2016-04-05T15:30:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/popular-hsa-plans-face-an-obamacare-death-sentence/</loc>
		<lastmod>2016-04-06T13:16:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/how-obamacare-just-made-filing-your-taxes-worse/</loc>
		<lastmod>2016-04-06T13:27:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/fortune-heres-one-reason-why-obamacare-premiums-could-spike-next-year/</loc>
		<lastmod>2016-04-06T13:45:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-patients-sicker-and-pricier-than-expected/</loc>
		<lastmod>2016-04-06T13:48:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/hhs-to-raise-americans-medical-bills-by-killing-hsas-in-the-exchange/</loc>
		<lastmod>2016-04-06T20:23:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/ul-launches-cybersecurity-assurance-program/</loc>
		<lastmod>2016-04-07T01:11:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/a-slow-exit-for-unitedhealth-from-obamacare/</loc>
		<lastmod>2016-04-11T14:25:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-8-obamacare-co-ops-most-likely-to-fail-this-year/</loc>
		<lastmod>2016-04-11T14:27:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/elite-super-shock-obamacare-will-cost-136-bil-more-cover-fewer-people-than-we-thought-cbo-says/</loc>
		<lastmod>2016-04-11T14:31:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-is-smaller-than-anyone-expected/</loc>
		<lastmod>2016-04-12T14:45:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/8-of-the-11-remaining-obamacare-co-ops-set-to-fail-this-year/</loc>
		<lastmod>2016-04-12T14:50:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/u-s-looks-to-be-short-94000-doctors/</loc>
		<lastmod>2016-04-12T15:06:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/dol-fiduciary-rule-applies-to-hsa-advisors/</loc>
		<lastmod>2016-04-12T15:09:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/advisors-who-give-advice-about-health-savings-accounts-or-hsas-will-be-subject-to-the-dol-fiduciary-rule/</loc>
		<lastmod>2016-04-12T15:46:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wisconsins-obamacare-co-op-likely-to-fail-by-end-of-2016/</loc>
		<lastmod>2016-04-12T17:08:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/blues-clues-patterns-of-enrollment-and-utilization-in-the-individual-market/</loc>
		<lastmod>2016-04-13T16:47:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/churn-only-one-third-of-obamacare-exchange-enrollees-kept-their-plan-from-last-year/</loc>
		<lastmod>2016-04-13T16:56:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/insurers-are-abandoning-obamacare-exchanges/</loc>
		<lastmod>2016-04-13T16:58:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-care-costs-squeeze-retirement-savings/</loc>
		<lastmod>2016-04-14T17:09:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/money-how-rising-health-care-costs-are-wrecking-retirement-savings/</loc>
		<lastmod>2016-04-14T17:11:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/canadas-new-assisted-suicide-bill-doesnt-allow-visitors-read-no-suicide-tourism-from-the-u-s/</loc>
		<lastmod>2016-04-14T17:13:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/short-term-plans-the-affordable-option-for-those-priced-out-of-obamacare/</loc>
		<lastmod>2016-04-14T17:17:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/mr-hsa-finalizes-2017-hsa-amounts/</loc>
		<lastmod>2016-04-14T18:37:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-premiums-expected-to-rise-sharply-amid-insurer-losses/</loc>
		<lastmod>2016-04-26T17:16:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-disaster-will-be-obamas-enduring-domestic-legacy/</loc>
		<lastmod>2016-04-26T17:18:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-insurer-losses-on-obamacare-marketplaces-will-likely-lead-to-higher-premiums/</loc>
		<lastmod>2016-04-26T17:19:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/new-hampshire-obamacare-customers-exit-45-rate-hike-eyed/</loc>
		<lastmod>2016-04-26T18:20:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/north-carolinas-obamacare-exchange-and-then-there-were-two/</loc>
		<lastmod>2016-04-27T14:21:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/thats-right-north-carolina-a-potential-26-average-rate-increase-for-obamacare-customers/</loc>
		<lastmod>2016-04-27T14:23:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-on-the-skids-the-presidents-health-care-plan-grows-more-sickly-by-the-month/</loc>
		<lastmod>2016-04-27T14:25:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/kevin-drum-in-mother-jones-obamacares-competitive-markets-are-starting-to-work-pretty-well/</loc>
		<lastmod>2016-04-27T14:26:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/thinkprogress-obamacare-has-been-incredibly-effective-according-to-these-studies/</loc>
		<lastmod>2016-04-27T14:28:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/she-oversaw-obamacares-implementation-now-she-has-a-chilling-forecast-regarding-its-future/</loc>
		<lastmod>2016-05-02T14:53:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/chicago-tribune-editorial-obamacare-to-surgery-stat/</loc>
		<lastmod>2016-05-02T14:57:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/mccain-introduces-bill-allowing-veterans-to-go-anywhere-for-care/</loc>
		<lastmod>2016-05-02T15:03:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/irs-releases-2017-health-savings-account-limits/</loc>
		<lastmod>2016-05-02T16:03:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-november-surprise-many-consumers-will-see-large-rate-increases-for-the-first-time-nov-1-a-week-before-they-go-to-the-polls/</loc>
		<lastmod>2016-05-02T16:29:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/can-employees-make-hsa-contributions-if-theyre-getting-va-benefits/</loc>
		<lastmod>2016-05-02T16:31:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/kiplinger-best-health-savings-accounts-for-your-money/</loc>
		<lastmod>2016-05-03T20:29:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/kaiser-family-foundation-poll-25-of-democrats-have-an-unfavorable-view-of-obamacare/</loc>
		<lastmod>2016-05-03T20:47:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/another-health-insurer-is-considering-leaving-obamacare/</loc>
		<lastmod>2016-05-04T15:36:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/2017-the-year-of-the-obamacare-death-spiral/</loc>
		<lastmod>2016-05-04T15:40:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/issue-analysis/sperm-ufo-shocks-onlookers/</loc>
		<lastmod>2016-05-04T15:42:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/investment-news-how-to-help-clients-save-big-bucks-on-health-and-medicare-costs-in-retirement/</loc>
		<lastmod>2016-05-04T16:03:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-insurers-are-hiking-premiums-to-offset-huge-obamacare-costs/</loc>
		<lastmod>2016-05-06T14:31:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/humana-echoes-obamacare-warning-following-unitedhealth-exits/</loc>
		<lastmod>2016-05-06T14:34:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cbs-news-one-oregon-obamacare-insurer-wants-32-rate-increase-va-insurer-wants-37/</loc>
		<lastmod>2016-05-06T14:38:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cigna-yet-another-big-insurer-that-expects-obamacare-losses/</loc>
		<lastmod>2016-05-06T14:56:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/new-aca-concern-insurers-may-drop-bronze-plans/</loc>
		<lastmod>2016-05-06T15:12:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/taxpayers-increasingly-victimized-in-obamacare-exchanges/</loc>
		<lastmod>2016-05-09T13:44:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-expected-double-digit-rate-increases-boost-republicans-repeal-efforts/</loc>
		<lastmod>2016-05-09T13:45:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/christian-healthcare-sharing-ministries-become-popular-alternative-to-obamacare/</loc>
		<lastmod>2016-05-09T13:50:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/7900-stolen-from-tukwila-womans-health-savings-account/</loc>
		<lastmod>2016-05-09T14:06:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/aba-urges-hhs-to-keep-hsas-in-health-care-exchanges/</loc>
		<lastmod>2016-05-09T14:08:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/ppo-deductibles-found-to-be-just-as-high-as-hdhp-minimums/</loc>
		<lastmod>2016-05-09T14:11:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/millennials-leading-shift-toward-hdhp-plans/</loc>
		<lastmod>2016-05-09T14:12:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/miami-herald-insurers-signal-obamacare-rate-hikes-but-feds-say-dont-believe-it/</loc>
		<lastmod>2016-05-09T14:53:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/gop-obamacare-official-misled-congress/</loc>
		<lastmod>2016-05-11T14:06:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/mother-jones-obamacare-continues-not-to-be-doomed-nothing-to-see-here-move-along-move-along/</loc>
		<lastmod>2016-05-11T14:13:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/clinton-calls-for-health-care-public-option-medicare-buy-in/</loc>
		<lastmod>2016-05-11T14:15:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/new-report-suggests-massive-insurer-losses-in-2015-on-obamacare-as-health-care-spending-explodes/</loc>
		<lastmod>2016-05-11T14:26:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/judge-rules-administration-illegally-delivering-funds-to-insurers-participating-in-obamacare/</loc>
		<lastmod>2016-05-12T21:44:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/republicans-win-obamacare-legal-challenge-add-to-insurer-concerns/</loc>
		<lastmod>2016-05-12T21:47:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/politico-house-gop-wins-obamacare-lawsuit/</loc>
		<lastmod>2016-05-12T21:52:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/napolitano-the-perfect-legal-storm-for-the-clinton-emails-must-read/</loc>
		<lastmod>2016-05-12T22:06:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/opportunity-knocks-for-advisors-in-midsize-employer-market/</loc>
		<lastmod>2016-05-12T22:07:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/boehner-wouldnt-be-surprised-if-clinton-has-to-withdraw/</loc>
		<lastmod>2016-05-13T12:58:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-pushes-uninsured-rate-to-historic-lows/</loc>
		<lastmod>2016-05-18T13:36:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/trump-gop-agree-obamacare-helps-us/</loc>
		<lastmod>2016-05-18T13:37:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/no-end-in-sight-for-higher-obamacare-premiums/</loc>
		<lastmod>2016-05-18T13:39:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/roth-health-savings-accounts-what-the-world-needs-now/</loc>
		<lastmod>2016-05-18T13:40:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wageworks-inc-earnings-fueled-by-demand-for-health-savings-accounts/</loc>
		<lastmod>2016-05-18T13:41:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/why-obamacares-cadillac-tax-is-so-contentious/</loc>
		<lastmod>2016-05-23T10:27:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/poll-a-new-nonpartisan-survey-shows-that-they-are-unhappy-with-the-obamacare-coverage-and-its-cost/</loc>
		<lastmod>2016-05-23T10:28:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/short-term-health-insurance-fills-obamacare-gaps-but-has-risks/</loc>
		<lastmod>2016-05-23T10:30:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-one-thing-millennials-are-getting-right/</loc>
		<lastmod>2016-05-23T16:13:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/former-wh-counsel-wh-payment-scheme-to-obamacare-insurers-violates-the-law/</loc>
		<lastmod>2016-05-23T20:47:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-sticker-shock-for-2017/</loc>
		<lastmod>2016-05-24T19:46:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/hillary-clinton-should-concede-to-bernie-sanders-before-the-fbi-reveals-its-findings/</loc>
		<lastmod>2016-05-24T20:43:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/senate-votes-to-block-financial-adviser-rule-obama-to-veto/</loc>
		<lastmod>2016-05-25T13:40:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-a-crony-capitalists-best-friend/</loc>
		<lastmod>2016-05-25T13:42:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/walls-closing-in-on-obamacare-lawlessness/</loc>
		<lastmod>2016-05-25T13:44:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/early-analysis-finds-higher-obamacare-premium-hikes/</loc>
		<lastmod>2016-05-25T13:46:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/gop-duo-unveils-healthcare-bill-maintaining-parts-of-obamacare/</loc>
		<lastmod>2016-05-25T13:57:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/barrasso-obamacare-deductibles-so-high-no-one-gets-to-use-the-insurance/</loc>
		<lastmod>2016-05-26T12:48:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/oh-now-you-tell-us-ex-irs-official-says-we-doubted-legality-of-obamacare-payments/</loc>
		<lastmod>2016-05-26T13:10:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/irs-had-concerns-about-legality-of-obamacare-payments-that-are-subject-of-gop-lawsuit/</loc>
		<lastmod>2016-05-26T13:12:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-premiums-to-spike-upwards-in-the-swing-states-of-florida-and-pennsylanvia/</loc>
		<lastmod>2016-05-26T13:13:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-vas-health-care-wait-lines-are-a-metaphor-for-the-entire-u-s-government/</loc>
		<lastmod>2016-05-26T13:21:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-atlantic-a-republican-health-care-bill-that-does-not-repeal-obamacare/</loc>
		<lastmod>2016-05-31T15:38:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-2017-insurer-rate-requests-are-mostly-for-double-digit-hikes/</loc>
		<lastmod>2016-05-31T15:49:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/unitedhealthcare-leaving-florida-obamacare-exchange/</loc>
		<lastmod>2016-05-31T15:51:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/pipes-obamacare-is-soon-to-be-out-of-insurers-its-failing-on-purpose/</loc>
		<lastmod>2016-05-31T15:53:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/big-players-dropping-hsa-business-despite-growth-potential/</loc>
		<lastmod>2016-06-13T20:44:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/mcconnell-steers-republicans-away-from-obamacare-fights/</loc>
		<lastmod>2016-06-14T12:42:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/big-players-dropping-hsa-business-despite-growth-potential-2/</loc>
		<lastmod>2016-06-14T12:48:37+00:00</lastmod>
		<image:image>
			<image:loc>https://www.hsacoalition.org/wp-content/uploads/2016/06/hsapiggybank.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-savings-accounts-the-new-401k/</loc>
		<lastmod>2016-06-15T16:30:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/report-new-evidence-of-rising-obamacare-premiums/</loc>
		<lastmod>2016-06-15T18:10:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/donald-trump-vs-hillary-clinton-the-future-of-obamacare/</loc>
		<lastmod>2016-06-17T12:16:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/portman-presses-hhs-for-answers-on-failed-obamacare-co-op/</loc>
		<lastmod>2016-06-17T12:17:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/study-obamacare-premiums-could-rise-double-digits/</loc>
		<lastmod>2016-06-17T12:18:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/healthline-christian-health-cost-sharing-growing-in-wake-of-obamacare/</loc>
		<lastmod>2016-06-18T12:24:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/huff-po-this-is-probably-whats-in-the-gop-obamacare-replacement/</loc>
		<lastmod>2016-06-18T12:26:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/burgess-and-green-introduce-bipartisan-bill-to-increase-cost-transparency-for-patients/</loc>
		<lastmod>2016-06-23T11:57:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/house-gop-health-blueprint-cuts-taxes-for-families-and-employers/</loc>
		<lastmod>2016-06-23T12:00:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/a-detailed-look-at-house-republicans-first-official-plan-to-replace-obamacare-and-reform-health-care/</loc>
		<lastmod>2016-06-23T12:01:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/gop-37-page-health-care-plan-a-better-way/</loc>
		<lastmod>2016-06-23T12:04:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/rove-house-republicans-have-a-better-idea/</loc>
		<lastmod>2016-06-23T12:12:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-savings-account-expansions-to-pass-u-s-house-overwhelmingly/</loc>
		<lastmod>2016-06-23T16:18:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/6-faqs-about-hsas-and-same-sex-marriages/</loc>
		<lastmod>2016-06-24T17:25:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/not-even-insurance-giant-blue-cross-blue-shield-can-make-a-go-of-selling-obamacare-plans-in-a-relatively-healthy-state-like-minnesota/</loc>
		<lastmod>2016-06-24T19:02:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/even-with-insurance-a-hospital-stay-will-cost-you-1000-or-more/</loc>
		<lastmod>2016-06-28T13:12:11+00:00</lastmod>
		<image:image>
			<image:loc>https://www.hsacoalition.org/wp-content/uploads/2016/06/hospitalstay.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nancy-pelosi-mocks-paul-ryans-obamacare-alternative-plan/</loc>
		<lastmod>2016-06-28T13:13:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/pipes-the-gops-obamacare-replacement-better-than-good/</loc>
		<lastmod>2016-06-28T13:15:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/walker-administration-fights-back-against-new-obamacare-mandates/</loc>
		<lastmod>2016-06-28T13:17:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-super-sick-swarm-quantified-new-ocare-enrollees-are-twice-as-expensive/</loc>
		<lastmod>2016-06-28T13:22:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/feds-move-to-eliminate-native-american-healthcare-limitation/</loc>
		<lastmod>2016-06-28T16:07:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/my-employer-recently-switched-our-company-health-insurance-to-a-high-deductible-plan-and-told-us-that-we-now-have-access-to-an-hsa/</loc>
		<lastmod>2016-06-28T16:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-insurers-are-looking-for-a-taxpayer-bailout/</loc>
		<lastmod>2016-06-30T20:12:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-care-needs-high-risk-pools/</loc>
		<lastmod>2016-06-30T20:21:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/blue-cross-health-net-drop-obamacare-plans-in-arizona/</loc>
		<lastmod>2016-06-30T20:23:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/blue-cross-blue-shield-losing-money-on-obamacare-exchanges-across-the-country/</loc>
		<lastmod>2016-06-30T20:26:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-enrollment-drops-to-11-1m/</loc>
		<lastmod>2016-07-01T14:11:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/republicans-back-obamacare-repeal-but-divided-over-replacing-it-poll/</loc>
		<lastmod>2016-07-01T14:14:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/pulse-check-why-lamar-alexander-wants-a-deal-on-obamacare/</loc>
		<lastmod>2016-07-01T14:17:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-is-killing-the-blues/</loc>
		<lastmod>2016-07-01T14:26:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/snapshot-1-6-million-obamacare-customers-dropped-out-as-of-march-31/</loc>
		<lastmod>2016-07-01T16:14:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-next-big-debate-in-health-care/</loc>
		<lastmod>2016-07-01T17:09:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-causing-insurers-to-beg-for-bailouts/</loc>
		<lastmod>2016-07-02T11:11:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/pulling-the-plug-on-obamacares-life-support/</loc>
		<lastmod>2016-07-02T11:12:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/a-big-step-toward-repealing-and-replacing-obamacare/</loc>
		<lastmod>2016-07-04T21:18:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/gop-primary-turnout-up-62-this-year-dem-primary-turnout-down-21-this-year/</loc>
		<lastmod>2016-07-05T12:31:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-surprise-in-the-republican-healthcare-plan-a-nod-to-obamacare/</loc>
		<lastmod>2016-07-05T12:42:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/senator-alexander-no-child-left-behind-a-model-of-how-to-proceed-on-obamacare/</loc>
		<lastmod>2016-07-05T12:45:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/blue-crossblue-shield-reports-heavy-obamacare-losses-across-the-country/</loc>
		<lastmod>2016-07-05T12:47:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/bbc-fungal-infection-threat-to-human-health/</loc>
		<lastmod>2016-07-05T13:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/bells-toll-for-at-least-2-more-obamacare-co-ops/</loc>
		<lastmod>2016-07-06T13:12:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-enrollment-dropped-in-nine-states-this-year/</loc>
		<lastmod>2016-07-06T13:14:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nonprofit-obamacare-insurer-in-connecticut-going-out-of-business/</loc>
		<lastmod>2016-07-06T13:16:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-obamacare-risk-adjustment-trap/</loc>
		<lastmod>2016-07-06T13:18:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/illinois-insurance-regulators-try-to-save-obamacare-co-op/</loc>
		<lastmod>2016-07-06T13:24:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cnbc-financially-unstable-connecticut-obamacare-co-op-now-under-state-supervision/</loc>
		<lastmod>2016-07-07T12:55:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/yale-study-obamacare-tobacco-surcharges-stopped-uninsured-from-getting-coverage/</loc>
		<lastmod>2016-07-07T12:58:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-care-experts-question-future-of-obamacare-marketplace-in-south-carolina/</loc>
		<lastmod>2016-07-07T13:00:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/justice-dept-signals-it-will-appeal-court-defeat-over-payments-to-insurers-who-participate-obamacare/</loc>
		<lastmod>2016-07-07T13:07:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/press-release-on-report-of-illegal-payments-to-obamacare-insurers/</loc>
		<lastmod>2016-07-08T02:22:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/report-uncovers-stonewalling-of-illegal-obamacare-payments/</loc>
		<lastmod>2016-07-08T02:23:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-report-joint-congressional-investigative-report-into-the-source-of-the-funding-for-obamacares-cost-sharing-reduction-program/</loc>
		<lastmod>2016-07-08T02:26:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/gop-report-obamacare-cost-sharing-payments-violated-the-constitution-even-the-irs-objected/</loc>
		<lastmod>2016-07-08T02:28:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/gop-report-obama-administration-knew-it-was-illegally-funding-obamacare-program/</loc>
		<lastmod>2016-07-08T02:29:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/us-house-passes-bill-to-improve-health-savings-accounts/</loc>
		<lastmod>2016-07-08T16:05:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/aba-applauds-passage-of-hsa-legislation/</loc>
		<lastmod>2016-07-08T16:06:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/detroit-free-press-michigan-insurers-seek-big-hikes-for-obamacare-plans/</loc>
		<lastmod>2016-07-11T10:49:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/chicago-tribune-editorial-americans-after-obamacare/</loc>
		<lastmod>2016-07-11T10:52:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-importance-of-the-house-gop-health-plan/</loc>
		<lastmod>2016-07-11T10:54:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-2016-enrollment-isnt-as-robust-as-initially-thought/</loc>
		<lastmod>2016-07-11T10:56:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-giant-mistake-40-50-of-your-hsa-eligible-employees-make/</loc>
		<lastmod>2016-07-11T16:21:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/are-hsas-the-key-to-making-obamacare-work/</loc>
		<lastmod>2016-07-11T16:23:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/dems-fiddle-while-obamacares-exchanges-burn/</loc>
		<lastmod>2016-07-11T20:03:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/oregon-obamacare-co-op-closes-leaving-8/</loc>
		<lastmod>2016-07-11T20:20:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/illinois-seeks-to-shut-down-state-obamacare-insurer/</loc>
		<lastmod>2016-07-13T03:28:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/new-mexico-insurer-is-dropping-out-of-obamacare-exchange/</loc>
		<lastmod>2016-07-13T03:36:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/how-my-obamacare-coverage-is-almost-worse-than-no-coverage/</loc>
		<lastmod>2016-07-15T01:37:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/kaiser-as-another-obamacare-co-op-insurer-falls-the-remaining-7-go-into-survival-mode/</loc>
		<lastmod>2016-07-15T22:05:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obama-obamacare-didnt-work-so-lets-completely-socialize-medicine/</loc>
		<lastmod>2016-07-16T17:43:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/its-time-to-call-this-obamacare-experiment-an-utter-failure/</loc>
		<lastmod>2016-07-17T12:17:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/virtually-every-remaining-obamacare-co-op-is-on-the-verge-of-total-collapse/</loc>
		<lastmod>2016-07-17T12:20:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/higher-income-individuals-are-struggling-to-afford-obamacare-and-thats-a-problem/</loc>
		<lastmod>2016-07-17T22:56:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-killing-hsas-but-not-employer-coverage/</loc>
		<lastmod>2016-07-17T22:59:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/as-co-ops-exit-obamacare-choices-dwindle-for-2017/</loc>
		<lastmod>2016-07-17T23:03:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/panic-prompted-obamacare-lawlessness/</loc>
		<lastmod>2016-07-17T23:18:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/report-kentucky-workers-increasingly-choosing-high-deductible-health-plans/</loc>
		<lastmod>2016-07-18T17:53:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/starbucks-to-offer-hdhp-options-to-employees/</loc>
		<lastmod>2016-07-18T17:55:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/usa-today-new-tool-searches-health-prices-by-doctor-insurance/</loc>
		<lastmod>2016-07-18T17:56:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/huffpo-writer-close-to-admitting-the-obvious-obamacare-death-spiral/</loc>
		<lastmod>2016-07-20T10:33:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/la-times-california-obamacare-rates-to-rise-13-in-2017-more-than-three-times-the-increase-of-last-two-years/</loc>
		<lastmod>2016-07-20T10:35:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/unitedhealth-overcomes-another-200m-in-obamacare-losses-and-posts-large-profits/</loc>
		<lastmod>2016-07-20T10:41:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/unitedhealth-profits-to-jump-as-it-exits-obamacare/</loc>
		<lastmod>2016-07-20T10:42:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-is-failing-from-behind/</loc>
		<lastmod>2016-07-20T10:46:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-surcharge-for-smokers-may-have-backfired/</loc>
		<lastmod>2016-07-20T10:47:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/startup-doctorglobe-seeks-to-turn-price-transparency-on-its-head/</loc>
		<lastmod>2016-07-21T01:26:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/most-insurers-lost-money-in-first-year-of-obamacare-study/</loc>
		<lastmod>2016-07-21T01:28:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/ryan-insurers-say-obamacare-failing-faster-than-expected/</loc>
		<lastmod>2016-07-21T01:30:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-receives-a-big-fat-f-from-physicians/</loc>
		<lastmod>2016-07-21T01:37:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/government-report-finds-that-obamacare-medicaid-enrollees-much-more-expensive-than-expected/</loc>
		<lastmod>2016-07-21T21:02:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/arizona-insurer-exits-roil-affordable-care-act-marketplace/</loc>
		<lastmod>2016-07-22T13:31:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/humana-to-leave-substantially-all-obamacare-markets/</loc>
		<lastmod>2016-07-22T13:36:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/trumps-positions-on-health-care-issues/</loc>
		<lastmod>2016-07-22T13:40:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/pollsters-now-know-why-they-were-wrong-about-both-the-brexit-and-scottish-independence-vote/</loc>
		<lastmod>2016-07-24T14:02:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-supporter-acknowledges-the-obvious-the-death-spiral-cometh/</loc>
		<lastmod>2016-07-24T14:07:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/susan-shelley-the-whipped-cream-is-about-to-hit-the-affordable-care-act/</loc>
		<lastmod>2016-07-24T14:10:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-co-op-disaster-only-7-remain/</loc>
		<lastmod>2016-07-26T14:22:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/dem-party-platform-vows-cadillac-tax-repeal-gop-agrees-must-all-obamacare-go/</loc>
		<lastmod>2016-07-26T14:24:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/sacromento-bee-rate-hikes-shows-obamacare-flaws-and-rising-costs/</loc>
		<lastmod>2016-07-26T14:31:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/six-thousand-dollar-emergency-room-visit-doesnt-meet-deductible/</loc>
		<lastmod>2016-07-27T14:58:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/land-of-lincoln-health-and-obamacare-promises-made-promises-broken/</loc>
		<lastmod>2016-07-27T15:00:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/big-news-for-chicago-area-obamacare-insurance-exchange-cigna-seeks-to-join/</loc>
		<lastmod>2016-07-27T15:02:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cnn-out-of-touch-obama-helps-trump/</loc>
		<lastmod>2016-07-28T13:10:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/overwhelming-evidence-that-obamacare-caused-premiums-to-increase-substantially/</loc>
		<lastmod>2016-07-28T13:11:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/democrats-push-obamacare-public-option-after-two-thirds-of-health-co-ops-fail/</loc>
		<lastmod>2016-07-28T13:14:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-credit-turns-into-headache/</loc>
		<lastmod>2016-07-28T13:19:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/most-states-fail-when-it-comes-to-health-cost-transparency/</loc>
		<lastmod>2016-07-29T02:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/16-obamacare-co-ops-collapsed-heres-how-the-rest-are-faring/</loc>
		<lastmod>2016-07-29T21:01:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/californias-obamacare-double-digit-premium-hike-debunks-states-active-purchaser-claim/</loc>
		<lastmod>2016-08-05T16:25:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/higher-medicaid-expansion-costs-reveal-another-obamacare-design-flaw/</loc>
		<lastmod>2016-08-05T16:26:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-is-failing-exactly-the-way-critics-said-it-would/</loc>
		<lastmod>2016-08-05T16:27:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/editorial-illinois-obamacare-rate-shock/</loc>
		<lastmod>2016-08-05T16:29:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/vox-aetna-chief-executive-mark-bertolini-announced-that-the-company-lost-300-million-from-obamacare-exchanges-last-year/</loc>
		<lastmod>2016-08-05T16:33:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-death-spiral-update-increasingly-the-only-customers-for-obamacare-policies-are-those-who-are-already-sick/</loc>
		<lastmod>2016-08-06T13:13:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-rates-set-to-skyrocket-for-most-new-yorkers/</loc>
		<lastmod>2016-08-06T13:20:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wsj-aetna-cancels-its-obamacare-expansion-plans-this-is-the-death-spiral/</loc>
		<lastmod>2016-08-06T14:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/ohio-to-give-a-101-match-to-medicaid-hsa-beneficiaries-or-disenroll-them/</loc>
		<lastmod>2016-08-08T17:38:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-advocates-mostly-agree-on-the-facts-but-suggest-more-corporate-welfare-to-prop-up-law/</loc>
		<lastmod>2016-08-10T19:46:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/3-reasons-why-obamacare-is-bad-for-millennials/</loc>
		<lastmod>2016-08-10T19:47:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/blue-cross-blue-shield-of-alabama-proposes-rate-hike-of-nearly-40-percent-on-some-obamacare-plans/</loc>
		<lastmod>2016-08-10T19:49:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/lazewski-the-debate-over-whether-obamacare-is-working-is-over/</loc>
		<lastmod>2016-08-11T03:44:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/next-president-faces-possible-obamacare-meltdown/</loc>
		<lastmod>2016-08-11T23:53:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cms-suggests-new-obamacare-exchange-rule-is-coming/</loc>
		<lastmod>2016-08-11T23:55:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/medicaid-estimate-renews-cost-concerns-over-obamacare/</loc>
		<lastmod>2016-08-12T14:12:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-hikes-has-families-struggling-to-afford-insurance/</loc>
		<lastmod>2016-08-12T14:58:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-fails-and-uncle-sam-wants-you-to-pay/</loc>
		<lastmod>2016-08-12T14:59:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/why-marilyn-tavenner-is-worried-about-obamacare-this-fall/</loc>
		<lastmod>2016-08-13T21:09:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-sicker-shock-why-average-premiums-are-soaring-18-to-23-across-the-country/</loc>
		<lastmod>2016-08-13T21:11:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/morningstar-controlling-healthcare-costs-in-retirement/</loc>
		<lastmod>2016-08-14T18:15:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/how-the-white-house-aims-to-push-obamacare-risk-onto-states/</loc>
		<lastmod>2016-08-14T18:19:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cigna-humana-file-for-higher-obamacare-premiums/</loc>
		<lastmod>2016-08-15T16:22:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/letter-obamacare-is-unaffordable/</loc>
		<lastmod>2016-08-15T22:17:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/insurer-aetna-slashes-aca-exchange-participation-to-4-states/</loc>
		<lastmod>2016-08-16T14:52:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/healthequity-launches-new-site-to-educate-americans-about-hsas/</loc>
		<lastmod>2016-08-17T16:14:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/4-tax-friendly-ways-to-pay-for-long-term-care-insurance/</loc>
		<lastmod>2016-08-17T16:15:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-care-expenses-for-retired-couples-hit-record-260000-fidelity/</loc>
		<lastmod>2016-08-17T16:16:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/badger-adjusting-obamacare-reality/</loc>
		<lastmod>2016-08-17T18:30:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/laszewski-obamacare-is-failing-and-theres-only-one-way-to-fix-it/</loc>
		<lastmod>2016-08-17T18:50:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-blame-game/</loc>
		<lastmod>2016-08-18T15:36:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/kliff-and-klien-try-and-explain-how-they-went-wrong-with-obamacare-they-blame-the-insurers/</loc>
		<lastmod>2016-08-18T15:46:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/federal-reserve-bank-of-new-york-survey-concludes-obamacare-is-cutting-jobs/</loc>
		<lastmod>2016-08-18T15:48:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/brace-yourself-how-you-will-pay-to-rescue-obamacare-2/</loc>
		<lastmod>2016-08-18T19:43:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obama-health-laws-instability-is-intrinsic-wsj/</loc>
		<lastmod>2016-08-18T22:13:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/houston-chronicle-three-more-insurers-could-be-leaving-exchange-in-texas/</loc>
		<lastmod>2016-08-21T01:44:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-collapse-the-weirdest-excuse-yet/</loc>
		<lastmod>2016-08-22T21:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/6-reasons-why-obama-is-wrong-about-obamacare/</loc>
		<lastmod>2016-08-22T21:41:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/more-left-wing-angst-in-slate-about-why-obamacare-is-failing-their-answer-is-the-its-all-the-insurers-fault/</loc>
		<lastmod>2016-08-22T21:44:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/how-obamacare-is-splitting-in-two/</loc>
		<lastmod>2016-08-22T21:54:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/choices-dwindling-for-obamacare-customers/</loc>
		<lastmod>2016-08-23T15:52:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/insurance-startup-oscar-quits-two-markets-rethinks-obamacare-plans/</loc>
		<lastmod>2016-08-23T15:53:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/tennessee-insurance-commissioner-obamacare-exchange-very-near-collapse/</loc>
		<lastmod>2016-08-23T16:16:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/even-a-company-specifically-designed-for-obamacare-is-struggling-to-figure-out-obamacare/</loc>
		<lastmod>2016-08-24T14:54:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-insurers-exit-spells-trouble-for-obamacare-in-texas/</loc>
		<lastmod>2016-08-24T14:56:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/fail-expert-says-obamacare-might-be-on-the-brink-of-total-collapse/</loc>
		<lastmod>2016-08-24T15:00:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/one-of-the-biggest-problems-with-obamacare-is-only-getting-worse/</loc>
		<lastmod>2016-08-24T15:57:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/an-october-surprise-for-obamacare/</loc>
		<lastmod>2016-08-25T14:01:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/illinois-obamacare-rates-could-soar-as-state-submits-insurance-premium-increases-to-feds/</loc>
		<lastmod>2016-08-25T14:03:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/notable-quotable-obamacare-death-spiral/</loc>
		<lastmod>2016-08-25T14:09:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-nasty-surprise-for-seniors/</loc>
		<lastmod>2016-08-25T14:20:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/healthequity-nears-buy-point-as-big-banks-sell-hsa-assets/</loc>
		<lastmod>2016-08-28T01:01:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/sen-alexander-cites-report-the-obamacare-very-near-collapse-in-tennessee/</loc>
		<lastmod>2016-08-28T04:45:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-care-exchange-sign-ups-fall-far-short-of-forecasts/</loc>
		<lastmod>2016-08-28T14:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/elite-super-shock-obamacare-sticker-shock-hits-key-senate-races-politico/</loc>
		<lastmod>2016-08-28T14:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-price-hikes-could-cost-democrats-control-of-the-senate/</loc>
		<lastmod>2016-08-28T14:49:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/st-jude-medical-has-done-absolutely-nothing-to-even-meet-minimum-cybersecurity-standards/</loc>
		<lastmod>2016-08-28T14:56:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/burden-of-health-care-costs-moves-to-the-middle-class/</loc>
		<lastmod>2016-08-29T00:52:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-is-in-trouble/</loc>
		<lastmod>2016-08-30T01:53:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/turner-obama-sabotages-obamacare/</loc>
		<lastmod>2016-08-30T01:55:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/dalmia-obamacare-is-at-a-crossroads/</loc>
		<lastmod>2016-08-30T01:59:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-is-stuck-in-a-feedback-loop-of-bad-policy-and-bad-politics/</loc>
		<lastmod>2016-08-30T02:01:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/badger-insurers-try-to-keep-unlawful-obamacare-cash/</loc>
		<lastmod>2016-08-31T16:45:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/dalmia-why-obamacare-failed/</loc>
		<lastmod>2016-09-01T12:20:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/motley-fool-obamacare-rife-with-adverse-selection-causing-massive-losses-and-insurers-to-leave/</loc>
		<lastmod>2016-09-01T12:25:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-death-spiral-of-consumer-choice/</loc>
		<lastmod>2016-09-01T12:24:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/make-democrats-own-obamacare/</loc>
		<lastmod>2016-09-05T15:56:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-insurance-markets-on-verge-of-collapse/</loc>
		<lastmod>2016-09-05T15:58:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-on-the-cusp-of-falling-apart-as-insurers-flee-health-exchanges/</loc>
		<lastmod>2016-09-05T16:06:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/trumpeting-trump-pence-health-care-reform/</loc>
		<lastmod>2016-09-06T21:15:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/bad-news-for-obamacare-a-new-report-finds-the-people-signing-up-are-getting-sicker/</loc>
		<lastmod>2016-09-07T02:54:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-is-running-out-of-options/</loc>
		<lastmod>2016-09-07T19:11:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/liberals-have-no-clue-how-to-fix-obamacare-as-the-presidents-signature-law-fails-spectacularly/</loc>
		<lastmod>2016-09-08T11:46:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-mandate-buy-the-only-plan-available/</loc>
		<lastmod>2016-09-08T20:38:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/chicago-tribune-editorial-why-obamacare-failed/</loc>
		<lastmod>2016-09-09T18:20:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/gallup-51-of-americans-disapprove-of-obamacare-record-29-say-it-has-hurt-them/</loc>
		<lastmod>2016-09-09T18:22:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/gallup-by-the-way-obamacare-still-unpopular/</loc>
		<lastmod>2016-09-10T11:28:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/marylanders-face-hefty-rate-increases-for-obamacare/</loc>
		<lastmod>2016-09-10T11:30:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/baltimore-sun-editorial-obamacare-has-been-a-failure-from-the-start/</loc>
		<lastmod>2016-09-10T11:33:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/politico-health-care-reporters-still-dont-get-it-they-ignore-the-death-spiral-and-talk-chairs-on-the-titanic/</loc>
		<lastmod>2016-09-11T10:34:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/robert-pear-health-law-model-drops-out-of-obamacare-program/</loc>
		<lastmod>2016-09-11T10:40:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/bcbs-of-nc-to-announce-whether-it-withdraws-from-obamacare-sept-23rd/</loc>
		<lastmod>2016-09-11T10:52:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/goodman-cannon-reinhardt-and-perrin-agree-its-a-death-spiral/</loc>
		<lastmod>2016-09-11T11:49:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-rates-are-slated-to-rise-by-at-least-30-in-4-states/</loc>
		<lastmod>2016-09-12T13:52:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/embattled-gop-not-pouncing-on-obamacares-woes/</loc>
		<lastmod>2016-09-12T13:54:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/daily-sabah-individual-health-insurance-premiums-to-rise-19-next-year/</loc>
		<lastmod>2016-09-12T13:56:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/are-insurers-going-to-attempt-a-large-obamacare-bailout/</loc>
		<lastmod>2016-09-12T13:58:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-begging-president-pleads-with-insurers-to-keep-losing-hundreds-of-million-of-dollars/</loc>
		<lastmod>2016-09-13T12:35:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obama-tries-to-sell-insurers-on-obamacare-after-2016-defections/</loc>
		<lastmod>2016-09-13T12:36:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/another-n-j-insurance-company-drops-out-of-obamacare/</loc>
		<lastmod>2016-09-13T12:38:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-exits-being-felt-in-senate-battleground-states/</loc>
		<lastmod>2016-09-13T12:41:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/gao-obamacare-exchanges-still-vulnerable-to-fraud/</loc>
		<lastmod>2016-09-13T12:43:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/dems-fear-their-chances-of-taking-the-senate-are-dimming/</loc>
		<lastmod>2016-09-14T14:30:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/how-the-sugar-industry-shifted-blame-to-fat/</loc>
		<lastmod>2016-09-14T14:34:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/its-not-the-cough-its-the-cover-up/</loc>
		<lastmod>2016-09-14T14:36:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-obamacare-alternative-more-americans-are-turning-to/</loc>
		<lastmod>2016-09-14T14:38:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/dems-fear-they-made-a-mistake-passing-obamacare-provision/</loc>
		<lastmod>2016-09-14T14:40:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/in-test-government-inspectors-were-easily-able-to-defraud-obamacare/</loc>
		<lastmod>2016-09-14T14:43:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/house-votes-to-roll-back-obamacare-tax-hike/</loc>
		<lastmod>2016-09-14T14:45:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-insurers-depart-from-exchanges-in-senate-battleground-states/</loc>
		<lastmod>2016-09-14T14:46:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/census-bureau-118395000-on-government-health-insurance-in-2015/</loc>
		<lastmod>2016-09-14T15:23:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/conservatives-make-push-to-block-obamacare-insurer-bailout/</loc>
		<lastmod>2016-09-15T16:18:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/u-s-senate-committee-hearing-looks-into-rising-costs-of-obamacare/</loc>
		<lastmod>2016-09-15T16:21:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/payton-blame-obamacare-if-democrats-cant-win-the-senate/</loc>
		<lastmod>2016-09-15T16:23:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-health-savings-accounts-require-close-attention/</loc>
		<lastmod>2016-09-16T18:51:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/ron-johnson-obamacare-is-a-massive-consumer-fraud/</loc>
		<lastmod>2016-09-17T12:15:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cbs-news-vital-tips-about-health-care-open-enrollment/</loc>
		<lastmod>2016-09-19T17:23:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/new-kaiser-survey-suggests-obamacare-is-killing-jobs/</loc>
		<lastmod>2016-09-19T17:25:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-is-unamerican-a-personal-story/</loc>
		<lastmod>2016-09-19T17:27:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/damning-new-obamacare-poll-suggests-that-affordability-is-a-growing-concern-and-that-the-affordable-care-act-may-not-be-so-affordable-after-all/</loc>
		<lastmod>2016-09-19T17:32:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/a-doctor-asks-was-obamacare-designed-to-fail/</loc>
		<lastmod>2016-09-19T19:47:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/got-a-fiduciary-question-dol-to-issue-faqs-soon/</loc>
		<lastmod>2016-09-20T00:02:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/just-another-shell-game-study-falsely-claims-obamacare-premiums-are-lower-than-employer-plans/</loc>
		<lastmod>2016-09-20T00:49:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-is-a-failing-insurance-product/</loc>
		<lastmod>2016-09-20T00:57:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/hillarys-worst-health-problem-may-be-obamacare/</loc>
		<lastmod>2016-09-20T00:51:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/3-simple-ways-to-win-the-debate-on-obamacare/</loc>
		<lastmod>2016-09-20T13:27:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/if-trump-wins-blame-obamacare/</loc>
		<lastmod>2016-09-20T13:30:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-failing-americans/</loc>
		<lastmod>2016-09-21T14:00:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/turner-we-need-to-start-over-on-obamacare/</loc>
		<lastmod>2016-09-22T15:01:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-imploding-clinton-pushes-for-complete-govt-take-over-of-health-care/</loc>
		<lastmod>2016-09-22T15:04:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/dems-to-gop-help-us-fix-obamacare/</loc>
		<lastmod>2016-09-22T15:06:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/irs-to-target-citizens-who-arent-buying-obamacare-insurance/</loc>
		<lastmod>2016-09-22T15:24:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/how-the-obama-administrations-executive-actions-sabotaged-obamacare/</loc>
		<lastmod>2016-09-22T19:17:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obama-administration-green-lights-millions-of-surprise-plan-cancellations/</loc>
		<lastmod>2016-09-23T16:00:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-mandates-are-dead-even-if-hillary-wins/</loc>
		<lastmod>2016-09-25T02:36:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/shaky-obamacare-market-adds-to-death-spiral-fears/</loc>
		<lastmod>2016-09-25T02:38:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-death-spiral-has-begun/</loc>
		<lastmod>2016-09-25T02:40:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/blue-cross-blue-shield-out-of-nebraskas-obamacare/</loc>
		<lastmod>2016-09-25T02:42:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-football-team-at-the-buffet-why-obamacare-markets-are-in-crisis/</loc>
		<lastmod>2016-09-26T12:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/a-millennials-obamacare-lament/</loc>
		<lastmod>2016-09-26T12:27:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obama-threatens-to-veto-bill-exempting-people-who-lose-obamacare-insurance/</loc>
		<lastmod>2016-09-27T14:51:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/house-to-vote-on-measure-to-help-consumers-who-lost-coverage-when-co-ops-collapsed/</loc>
		<lastmod>2016-09-27T14:53:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/senators-express-grave-concerns-about-obamacare-bailout/</loc>
		<lastmod>2016-09-29T14:44:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/death-spiral-obamacare-problems-making-coverage-harder-to-afford-find/</loc>
		<lastmod>2016-09-29T14:47:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-company-that-wants-to-fight-your-medical-bills/</loc>
		<lastmod>2016-09-30T04:22:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wapo-obama-administration-may-use-obscure-fund-to-pay-billions-to-aca-insurers/</loc>
		<lastmod>2016-09-30T04:31:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/turner-we-need-to-start-over-on-obamacare-2/</loc>
		<lastmod>2016-09-30T05:17:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/unitedhealth-subsidiary-ditches-aca-exchange-after-posting-losses/</loc>
		<lastmod>2016-10-01T01:10:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/doctors-drowning-in-flood-of-obamacare-regulations-cleveland-clinic-ceo/</loc>
		<lastmod>2016-10-01T01:16:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-market-near-collapse-mn-to-allow-plan-increase-of-50/</loc>
		<lastmod>2016-10-01T12:00:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-death-spiral-even-blue-cross-plans-are-bailing-out/</loc>
		<lastmod>2016-10-01T21:59:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-latest-sneaky-attempt-at-an-obamacare-bailout/</loc>
		<lastmod>2016-10-02T12:04:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/harken-to-exit-illinois-obamacare-exchange/</loc>
		<lastmod>2016-10-02T12:08:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/an-illegal-bailout-for-obamacare/</loc>
		<lastmod>2016-10-02T12:09:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-rates-in-mn-skyrocket-60-to-stave-off-collapse/</loc>
		<lastmod>2016-10-02T12:14:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/how-obamacare-execs-broke-the-law-and-cost-taxpayers-billions/</loc>
		<lastmod>2016-10-02T12:18:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-troubles-trigger-an-hmo-comeback/</loc>
		<lastmod>2016-10-02T18:06:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/york-hillary-clinton-goes-silent-on-obamacare/</loc>
		<lastmod>2016-10-03T15:40:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/elite-super-shock-robert-pear-in-the-nyt-to-survive-obamacare-must-change/</loc>
		<lastmod>2016-10-03T15:45:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/my-turn-doctor-arizona-is-ground-zero-for-obamacares-death-spiral/</loc>
		<lastmod>2016-10-03T16:12:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-millennial-problem/</loc>
		<lastmod>2016-10-04T14:20:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/bill-clinton-trashes-obamacare-at-event-calls-it-crazy-system/</loc>
		<lastmod>2016-10-04T14:21:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/bill-clinton-slams-obamacare-as-craziest-thing-in-the-world/</loc>
		<lastmod>2016-10-04T14:23:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/50-obamacare-headlines-from-50-states/</loc>
		<lastmod>2016-10-05T00:42:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/there-are-now-5-states-with-only-one-insurance-company-offering-obamacare-plans/</loc>
		<lastmod>2016-10-05T00:46:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/bill-clinton-slams-obamacare-its-the-craziest-thing-in-the-world/</loc>
		<lastmod>2016-10-05T00:48:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/still-crazy-after-all-these-years/</loc>
		<lastmod>2016-10-05T02:59:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/california-petitions-to-become-first-state-to-offer-obamacare-to-illegal-immigrants/</loc>
		<lastmod>2016-10-05T14:11:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/pence-clinton-kaine-want-to-build-on-obamacare-expand-it-into-a-single-payer-system/</loc>
		<lastmod>2016-10-05T14:13:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-bailout-paying-insurers-under-the-table/</loc>
		<lastmod>2016-10-05T14:21:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/breitbartgravis-poll-only-36-percent-call-obamacare-a-success/</loc>
		<lastmod>2016-10-06T13:41:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-premiums-in-oklahoma-skyrocketing/</loc>
		<lastmod>2016-10-06T13:49:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/senate-ethics-committee-dismisses-complaint-of-falsified-congressional-obamacare-enrollments/</loc>
		<lastmod>2016-10-06T13:50:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wsj-obamacares-meltdown-has-arrived/</loc>
		<lastmod>2016-10-06T13:52:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/trump-wants-to-repeal-obamacare-but-whats-his-position-on-health-savings-accounts/</loc>
		<lastmod>2016-10-06T16:41:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wellness-culture-trumps-employer-funded-dollars-as-hsa-participation-incentive/</loc>
		<lastmod>2016-10-06T16:47:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/patient-groups-praise-hhs-for-plans-to-standardize-insurance-plans/</loc>
		<lastmod>2016-10-07T01:59:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/has-the-obamacare-meltdown-begun/</loc>
		<lastmod>2016-10-07T02:14:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/pence-bill-clintons-obamacare-slam-shows-extraordinary-candor/</loc>
		<lastmod>2016-10-07T02:16:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/crowd-laughs-when-virginia-dem-says-obamacare-made-healthcare-more-affordable/</loc>
		<lastmod>2016-10-07T02:20:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/pets-on-pot-the-newest-customer-base-for-medical-marijuana/</loc>
		<lastmod>2016-10-08T23:52:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-week-why-obamacare-is-struggling/</loc>
		<lastmod>2016-10-10T14:24:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-obamacare-stool-wobbles/</loc>
		<lastmod>2016-10-10T14:28:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/why-the-new-medical-401k-is-a-no-brainer/</loc>
		<lastmod>2016-10-10T20:56:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/antos-and-capretta-the-future-of-the-acas-exchanges/</loc>
		<lastmod>2016-10-11T18:39:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/is-obamacares-failure-intentional-to-promote-medicaid-for-all/</loc>
		<lastmod>2016-10-12T14:05:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-financial-pain-inflicted-by-obamacare-is-motivating/</loc>
		<lastmod>2016-10-12T14:08:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/illinois-department-of-insurance-75-percent-of-illinois-counties-will-have-only-one-or-two-health-insurance-companies/</loc>
		<lastmod>2016-10-13T04:14:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/gov-dayton-declares-affordable-care-act-no-longer-affordable/</loc>
		<lastmod>2016-10-13T15:20:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-just-killed-my-health-insurance-again/</loc>
		<lastmod>2016-10-13T14:22:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/conservative-groups-pressure-gop-to-block-obamacare-bailouts/</loc>
		<lastmod>2016-10-13T14:30:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/conservative-groups-ask-congress-to-prevent-obamacare-bailouts/</loc>
		<lastmod>2016-10-13T14:31:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/how-lawmakers-can-block-obamacare-bailouts/</loc>
		<lastmod>2016-10-13T14:32:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/heres-why-hillarys-20-million-got-insurance-under-obamacare-claim-is-bogus/</loc>
		<lastmod>2016-10-13T15:49:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/what-to-expect-in-the-lame-duck-obamacare-bailouts/</loc>
		<lastmod>2016-10-13T22:29:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/minnesota-could-be-the-first-obamacare-domino-to-fall/</loc>
		<lastmod>2016-10-14T03:39:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/bloomberg-its-official-this-election-is-driving-americans-nuts/</loc>
		<lastmod>2016-10-14T04:36:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/bloomberg-more-than-1-million-in-obamacare-to-lose-plans-as-insurers-quit/</loc>
		<lastmod>2016-10-14T13:51:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/house-takes-legal-action-against-obamacare-bailout-for-insurance-companies/</loc>
		<lastmod>2016-10-14T15:15:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/address-hsa-misconceptions-during-open-enrollment/</loc>
		<lastmod>2016-10-15T16:13:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cnn-rising-obamacare-premiums-anger-those-paying-full-price/</loc>
		<lastmod>2016-10-16T23:35:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/as-insurers-drop-obamacare-white-house-steps-up-sales-pitch/</loc>
		<lastmod>2016-10-17T12:40:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/now-even-democrats-can-see-the-obamacare-death-spiral/</loc>
		<lastmod>2016-10-17T12:42:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/doctors-of-the-u-s-house-obamacare-is-collapsing/</loc>
		<lastmod>2016-10-18T01:21:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wsj-where-clinton-will-take-obamacare/</loc>
		<lastmod>2016-10-18T01:24:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/over-250000-to-lose-health-insurance-in-battleground-north-carolina-due-to-obamacare/</loc>
		<lastmod>2016-10-18T01:27:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-premiums-cause-sticker-shock-for-those-not-receiving-subsidies/</loc>
		<lastmod>2016-10-18T01:31:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/money-8-states-where-obamacare-rates-are-rising-by-at-least-30-one-by-76/</loc>
		<lastmod>2016-10-19T02:46:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/roy-obamacares-architects-try-and-fail-to-deflect-blame/</loc>
		<lastmod>2016-10-20T15:11:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-savings-accounts-the-most-valuable-employee-benefit/</loc>
		<lastmod>2016-10-20T15:12:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/i-had-nothing-to-do-with-that-obama-dodges-blame-for-skyrocketing-health-care-premiums/</loc>
		<lastmod>2016-10-21T02:44:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/usa-today-the-allure-of-cheap-doctors-drugs-and-dentists-in-mexico/</loc>
		<lastmod>2016-10-21T02:37:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wynn-healthcare-goes-up-product-doesnt-get-better/</loc>
		<lastmod>2016-10-21T15:10:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-catches-fire/</loc>
		<lastmod>2016-10-22T15:28:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obama-on-obamacare-youre-getting-better-health-insurance/</loc>
		<lastmod>2016-10-23T14:06:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/dr-senator-paul-the-cure-for-health-care-ills-is-free-market-competition/</loc>
		<lastmod>2016-10-23T16:12:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/republicans-respond-in-fury-to-obamas-obamacare-defense-its-a-disastrous-failure/</loc>
		<lastmod>2016-10-24T00:51:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/a-shocking-number-of-obamacare-enrollees-are-set-to-lose-their-plans-in-2017/</loc>
		<lastmod>2016-10-24T00:53:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/while-obamacare-premiums-rise-employer-based-health-plans-shift-to-higher-deductibles/</loc>
		<lastmod>2016-10-24T01:05:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/hsas-the-upside-of-high-deductible-plans-for-boomers/</loc>
		<lastmod>2016-10-24T16:10:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/lies-of-obamacare/</loc>
		<lastmod>2016-10-27T15:00:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-premiums-in-arizona-are-going-up-112-percent/</loc>
		<lastmod>2016-10-27T17:15:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-savings-accounts-are-the-answer/</loc>
		<lastmod>2016-10-28T13:25:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/investment-news-dol-releases-first-batch-of-faqs-on-fiduciary-rule/</loc>
		<lastmod>2016-10-28T13:28:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/department-of-labors-24-page-faq-on-their-new-fiduciary-rule/</loc>
		<lastmod>2016-10-28T13:32:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/colbert-mocks-obamacare/</loc>
		<lastmod>2016-10-28T13:35:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/department-of-labors-conflict-of-interest-exceptions-to-their-new-fiduciary-rule/</loc>
		<lastmod>2016-10-28T13:36:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-agony-of-obamacares-collapse-has-just-begun/</loc>
		<lastmod>2016-10-28T14:17:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-customers-cut-back-on-care-to-manage-costs-study-says/</loc>
		<lastmod>2016-10-29T14:51:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obama-blames-negative-media-coverage-for-obamacare-failures/</loc>
		<lastmod>2016-10-29T14:53:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/donald-trump-is-going-scorched-earth-on-obamacare/</loc>
		<lastmod>2016-10-30T14:50:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/inside-the-affordable-care-acts-arizona-meltdown/</loc>
		<lastmod>2016-11-01T00:20:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/physicians-participation-in-obamacare-plummets-20-percent/</loc>
		<lastmod>2016-11-01T00:22:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/moore-obamacare-implosion-exposes-web-of-lies-and-deceit/</loc>
		<lastmod>2016-11-01T16:05:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/where-obamacare-prices-are-rising-dramatically/</loc>
		<lastmod>2016-11-01T16:14:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/trump-wants-special-session-to-repeal-obamacare/</loc>
		<lastmod>2016-11-01T18:16:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/elite-super-shock-with-insurers-pulling-out-of-markets-some-obamacare-users-really-nervous/</loc>
		<lastmod>2016-11-02T16:34:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/sen-cotton-the-president-desperately-needs-an-obamacare-reality-check/</loc>
		<lastmod>2016-11-02T16:36:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/waiting-for-obama-to-leave-critical-obamacare-year-for-anthem-as-insurer-warns-it-may-modify-strategy/</loc>
		<lastmod>2016-11-02T16:37:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/commissioners-approve-bonus-hsa-deposit/</loc>
		<lastmod>2016-11-02T16:46:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/money-best-things-to-do-with-your-hsa-money/</loc>
		<lastmod>2016-11-02T16:48:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-week-hsas-explained/</loc>
		<lastmod>2016-11-02T16:49:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/fidelity-q3-analysis-retirement-balances-rise-a-sharp-increase-in-adoption-of-health-savings-accounts/</loc>
		<lastmod>2016-11-02T16:50:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/elite-super-shock-anthem-threatens-obamacare-retreat-if-results-dont-improve/</loc>
		<lastmod>2016-11-02T18:13:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/anthem-warns-it-may-modify-its-obamacare-strategy-a-critical-year/</loc>
		<lastmod>2016-11-02T18:30:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-the-last-straw/</loc>
		<lastmod>2016-11-03T13:51:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/elite-super-shock-health-insurer-cigna-wont-expand-obamacare-to-more-states/</loc>
		<lastmod>2016-11-04T04:19:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-individual-mandate-works-like-a-payday-loan/</loc>
		<lastmod>2016-11-06T03:58:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/a-personal-tale-of-obamacare-woe-one-patients-story/</loc>
		<lastmod>2016-11-07T13:48:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/npr-middle-class-americans-face-biggest-strain-under-rising-obamacare-costs/</loc>
		<lastmod>2016-11-07T13:49:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/bloomberg-these-patients-are-covered-by-obamacare-but-cant-afford-treatment/</loc>
		<lastmod>2016-11-07T13:53:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.hsacoalition.org/wp-content/uploads/2016/11/Screen-Shot-2016-11-07-at-8.51.38-AM.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/anthem-blue-cross-offers-ppo-customers-less-coverage-for-more-dollars/</loc>
		<lastmod>2016-11-07T14:17:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/paul-ryans-final-warning-to-voters-obamacare-wont-be-repealed-if-clinton-wins/</loc>
		<lastmod>2016-11-08T04:27:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacares-future-in-critical-condition-after-trumps-victory/</loc>
		<lastmod>2016-11-10T01:58:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/npr-how-a-president-trump-could-derail-obamacare-by-dropping-legal-appeal/</loc>
		<lastmod>2016-11-10T02:08:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/how-quickly-could-obamacare-be-erased/</loc>
		<lastmod>2016-11-10T02:09:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/for-the-record-la-times-daily-tracking-poll-and-ibdtipp-are-the-most-accurate-polls/</loc>
		<lastmod>2016-11-10T15:04:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-turner-and-badger-plan-to-gut-obamacare-day-one-of-the-trump-presidency/</loc>
		<lastmod>2016-11-10T17:54:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/paul-ryan-sees-an-opening-to-gut-medicare-obamacare-and-its-all-thanks-to-donald-trump/</loc>
		<lastmod>2016-11-15T00:14:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-atlantic-better-off-before-obamacare/</loc>
		<lastmod>2016-11-15T01:13:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/pipes-under-trump-americans-can-finally-put-obamacare-behind-us/</loc>
		<lastmod>2016-11-15T01:15:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/carson-turned-down-offer-to-serve-in-trump-administration-report/</loc>
		<lastmod>2016-11-15T16:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/bare-ruined-choirs-how-barack-obama-wrecked-the-democratic-party/</loc>
		<lastmod>2016-11-15T16:14:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/putting-obamacare-out-of-its-misery/</loc>
		<lastmod>2016-11-15T16:14:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/coloradocare-collapse-and-the-lessons-on-obamacare/</loc>
		<lastmod>2016-11-15T16:15:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/bartiromo-rips-jonathan-gruber-over-obamacare/</loc>
		<lastmod>2016-11-15T16:18:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-savings-accounts-may-flourish-under-trump/</loc>
		<lastmod>2016-11-17T19:08:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/could-hsas-be-part-of-the-aca-fix/</loc>
		<lastmod>2016-11-17T19:09:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-savings-accounts-are-a-crown-jewel-of-trump-care/</loc>
		<lastmod>2016-11-18T17:40:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/hsas-a-popular-new-option-for-long-term-savings/</loc>
		<lastmod>2016-11-18T17:56:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-takes-care-from-disabled-people-to-subsidize-able-bodied-working-age-men/</loc>
		<lastmod>2016-11-18T18:04:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/u-s-house-asks-court-to-delay-their-obamacare-lawsuit-pending-executive-orders-and-new-presidents-instructions-to-justice-dept/</loc>
		<lastmod>2016-11-22T15:44:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/if-republicans-repeal-obamacare-ryan-has-replacement-blueprint/</loc>
		<lastmod>2016-11-22T15:51:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/tpm-trump-may-face-an-early-test-on-obamacare-that-could-tell-us-a-lot/</loc>
		<lastmod>2016-11-22T15:54:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/pence-trump-to-push-rapid-repeal-of-obamacare/</loc>
		<lastmod>2016-11-22T16:17:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/health-care-industry-caught-flat-footed-on-trump-victory-nobody-was-ready-for-this-we-didnt-have-a-plan-b/</loc>
		<lastmod>2016-11-22T16:47:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/repeal-without-replace-is-a-terrible-idea/</loc>
		<lastmod>2016-11-22T17:47:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/csm-how-is-an-hsa-different-from-a-regular-savings-account/</loc>
		<lastmod>2016-11-23T17:52:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/trumps-pick-for-hhs-chief-could-foreshadow-plans-for-obamacare/</loc>
		<lastmod>2016-11-24T20:03:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/repealing-obamacare-is-going-to-take-forever-admits-very-important-republican/</loc>
		<lastmod>2016-11-24T20:05:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/why-everyone-is-calling-paul-ryan-about-obamacare/</loc>
		<lastmod>2016-11-24T20:06:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/pence-says-its-official-trump-to-prioritize-obamacare-repeal/</loc>
		<lastmod>2016-11-24T20:08:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamacare-and-its-exemptions-how-to-get-out-of-paying-the-penalty/</loc>
		<lastmod>2016-11-24T21:45:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wsj-medicaid-reform-on-the-table-during-repeal-and-revise-of-obamacare/</loc>
		<lastmod>2016-11-25T14:21:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/how-trump-could-devastate-obamacare-by-barely-lifting-a-finger/</loc>
		<lastmod>2016-11-25T14:25:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/white-house-politicizes-christmas-tree-ornament-with-picture-of-obama-signing-obamacare-into-law/</loc>
		<lastmod>2016-11-25T14:30:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/nyt-the-battle-to-reform-medicare-is-brewing-whether-trump-wants-it-or-not/</loc>
		<lastmod>2016-11-25T15:12:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/why-obama-should-think-again-about-speaking-out-as-an-ex-president/</loc>
		<lastmod>2016-11-25T21:44:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/consumers-decline-health-insurance-amid-uncertain-future-for-affordable-care-act/</loc>
		<lastmod>2016-11-25T21:46:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/cnn-money-these-people-are-opting-out-of-obamacare/</loc>
		<lastmod>2016-11-28T23:33:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/trumps-path-to-obamacare-repeal-200-million-americans-hurt-by-it/</loc>
		<lastmod>2016-11-28T23:35:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/trump-will-repeal-obamacare-40-cadillac-tax-other-taxes-too/</loc>
		<lastmod>2016-11-28T23:45:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/pipes-why-millions-of-americans-are-paying-extra-to-avoid-obamacare/</loc>
		<lastmod>2016-11-28T23:46:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/dr-prices-plan-heres-how-trumps-hhs-pick-wants-to-replace-obamacare/</loc>
		<lastmod>2016-11-29T14:28:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/bloomberg-gop-eyes-lightning-strike-on-obamacare-to-kick-off-trump-era/</loc>
		<lastmod>2016-11-29T16:42:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/rpc-the-first-steps-in-obamacare-repeal-and-replace/</loc>
		<lastmod>2016-11-29T18:56:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/jill-stein-if-i-had-dropped-out-donald-trump-would-have-gotten-my-voters/</loc>
		<lastmod>2016-11-29T22:46:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/bye-bye-obamacare-tom-price-to-head-hhs/</loc>
		<lastmod>2016-11-30T13:28:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/the-price-is-right-tom-price-is-trumps-strong-pick-for-hhs-secretary/</loc>
		<lastmod>2016-11-30T13:31:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/wsj-donald-trump-signals-big-health-policy-changes-are-coming/</loc>
		<lastmod>2016-11-30T14:23:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/again-perrin-trumpeting-trump-pence-health-care-reform/</loc>
		<lastmod>2016-11-30T14:25:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/politico-gop-may-delay-obamacare-replacement-for-years/</loc>
		<lastmod>2016-12-01T15:23:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/making-your-health-plan-pay-you/</loc>
		<lastmod>2016-12-01T16:11:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/2017-hsa-changes-the-latest-on-health-savings-accounts/</loc>
		<lastmod>2016-12-02T20:33:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/obamas-health-care-law-is-behind-2nd-straight-year-of-faster-rise-in-medical-spending/</loc>
		<lastmod>2016-12-03T02:35:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/editorial-obamacare-keeps-costing-michigan/</loc>
		<lastmod>2016-12-03T12:23:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/paul-ryan-obamacare-repeal-will-be-first-priority/</loc>
		<lastmod>2016-12-05T15:24:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/how-the-main-stream-media-provided-two-keys-to-trumps-victory/</loc>
		<lastmod>2016-12-05T15:38:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/how-digital-health-companies-are-navigating-the-rough-waters-of-trump-era-healthcare-politics/</loc>
		<lastmod>2016-12-06T01:40:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.hsacoalition.org/web-briefing/paul-ryan-says-obamacare-is-entering-a-death-spiral/</loc>
		<lastmod>2016-12-08T15:04:03+00:00</lastmod>
	</url>
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