The HSA Coalition Blog
A Simple Guide for Employers on HSA Plan Design, Part III
Employers must choose an HSA qualified plan with 100% coverage above the deductible. Blue Cross Blue Shield of Vermont offers HSA qualified plans with 100% coverage after the deductible is met. It is no...
Presidential Executive Order on Price Transparency
EXECUTIVE ORDER – – – – – – – PROMOTING QUALITY AND EFFICIENT HEALTH CARE IN FEDERAL GOVERNMENT ADMINISTERED OR SPONSORED HEALTH CARE PROGRAMS By the authority vested in me as President by the...
A Simple Guide for Employers on HSA Plan Design, Part II
When presenting HSAs to employees for the first time, employers talk about the amount of the deductible first. This mistake is guaranteed to poison the well against HSAs – and very difficult to recover...
A Simple Guide for Employers on HSA Plan Design, Part I
Among employers, the average contribution towards an employee’s health benefit is 73% of the cost, with the employee share at 27%. Here is a simple rule of thumb for employers: An employer which decides...
HSA Lessons from an Amusement Park Visit with My Children
Health Savings Accounts are different than Health Reimbursement Accounts (HRA) or Flexible Spending Accounts (FSA), and everyone must think differently about Health Savings Accounts to understand them, and to roll them out properly to...
Study: Higher HSA Enrollment Equals Lower Employer Health Cost Increases
A recent study by Watson Wyatt clarifies how Health Savings Accounts reduce the rate of increase of cost of health plans for employers. Simply put, the study found employers with lower annual cost increases...
Deductibility for All Types of Health Insurance for Individuals Voted On, Failed 45-51
Unfortunately, the Senate did not vote on the Ensign Amendment to the U.S. Budget to allow individuals to who purchase HSA qualified health plans to deduct their premium costs from their taxes. The U.S....
Today U.S. Sen. Ensign Offers Floor Amendment to Make HSA Qualified Insurance Tax Deductible for Individuals
Today (March 13, 2008) Senator Ensign (R-NV) will offer on the floor of the U.S. Senate, to the Budget Resolution, an amendment to allow HSA Qualified Health Plans to be deductible for individuals whose...
A Liberal Weighs in on Strategic Health Care Reform Errors by Clinton and Obama
One of the tactics that work against Democrats on the issue of health care reform is to let them over reach politically, so that they propose reforms that are too far reaching. This means...
Summary of McCain’s Health Plan
Karl Rove has weighed in on why Republicans should compete with the Democrats on health care. According to Politico: “The RNC event also broached taking control of traditionally Democratic issues such as health care,...